Valid point
cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
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View original on sh.itjust.workscross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
335 replies
I love how millennial has become the new code for old. Gen X has been skipped again. As always.
How exactly does that work? Unless your state/province has a digital ID, you need to carry at least that around. Then you gotta keep some cash for the odd place that doesn’t do credit because they’re in the Stone Age. I also keep a card for those places that don’t do tap, because of course they exist.
If I'm not going far, not driving or not planning on spending much then yes, wallet stays at home.
Otherwise, if I'm driving then I'm taking my driving license with me (you never know), if I'm making a purchase over the contactless limit then I need to take my actual card with me anyway, or if I'm away for a longer period then I might need cards that I don't have linked to my phone (like my corporate card - like fuck am I putting that in my phone).
And for all that, I'd rather have a wallet instead of just a loose amalgamation of plastic in my pockets.
Every single person I know has a wallet, im 26
Where else am I supposed to keep my moths?
I'm in my mid 30s and I haven't carried a wallet in about 6 years. I switched to a phone case with a slot for IDs. Then 3 years ago I dropped that and only carry my phones. My ID stays in my tool bag since it goes with me everywhere I need it. However I don't even bother carrying it when I'm out and not driving. I just with my dam province would implement a proper digital ID.
Im not about to trust a single point of failure with everything. If my phone breaks I want alternative options
When I saw my phone could have a digital wallet I went all in and left my physical wallet at home
I went back to a physical wallet. It's way more reliable, the tech wasn't there yet 5 years ago and I CBF trying again
Eh, my wallet is a single point of failure. My phone is/can be backed up and recovered if lost, stolen, or broken.
Not to mention, if you lose your phone, you can remotely deactivate it, and it (can) take a pin or biometric to unlock the phone and access the data. Your lost/stolen wallet means anyone who has it has access to all the info in it, and you have to go through the hassle of deactivating cards and getting new cards.
In a better world, phone-based payment and IDs would be far superior. The problem is that the current companies and governments involved in setting that up are a bunch of invasive money-grubbing fuckwads.
It's OK, Gramps, let's get you back to bed.
Kids these days with their newfangled ideas!
I have 10€ in my phones battery compartment, because sometimes I leave my wallet at home, or forget it.
And visa has outages sometimes...
I also have money in my phone case, and I always forget about it when needed.
It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can't be ignored. Sometimes dap and iem in right and left pocket when it's one of those trips.
I feel like a handkerchief indicates way older than millenial
Nah, late twenties. Parents taught me from childhood so that stuck around.
I have always found the idea of a hanky really gross. Do you actually blow your nose in it and then put it back in your pocket?
I use it to wipe other people's noses, and then clone them into one mega-human when I get home.
Yes, I fold it in a couple times so it stays on the inside
I do that with regular tissue
Spectacles, testicles (optional), wallet and watch. I know this is supposed to be how to cross yourself, but ever since my mother taught it to me I've used it as a way to make sure I was carrying everything I was likely to need.
Sometimes I'll quote it to my wife and she'll say "oh wait, I forgot my testicles!"
You put your handkerchief in the same pocket as your phone?
First of all, how big are your pockets?
Second of all, doesn't your phone collect oils from your hand? Do you really want that transferring to your handkerchief in your pocket?
Kerchiefs barely take any space, not sure what size you are thinking of. You change it everyday, just like clothing that picks up the oil.
I guess I was imagining something the size of a cloth dinner napkin, or one of those things bandits cover their faces with. Didn't realize kerchiefs were smaller.
But my phone seems to attract oil and cling to it. I wipe it down with alcohol every few days but it doesn't take long to rebuild. Even while keeping my hands clean. I wouldn't want it in the same pocket as anything I wipe my face with
You phone probable had an oleophobic coating that you removed by using alcohol.
Maybe but it was a problem before I started using alcohol wipes. For several months I would just use a paper towel or a napkin but it always left some behind, and it would build up slowly over a week or two and get really gross.
Now I use alcohol wipes and it gets it really clean, and since I'm used to the cleanliness now I notice faster when it starts building up again, so I clean it more often now too. Before, I wouldn't even notice until it was caked on...
You usually open up the folded kerchief to wipe your face. Shouldn't matter if the outside is oily.
What's flagging? Is that some hip lingo I'm too old to understand?
You have a phone battery compartment?
Its a fairphone, the battery is user serviceable, pretty much like older phones did it.
Cool I've thought about getting one of those when my current one plus gives up.
Which version? The 6 has screws.
4, still has a clip on rear cover. Theres barely enough space to get a 10€ note in between.
I've memorized my credit card details for a decade and a half for pretty much this reason. I don't often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I've given them the numbers. (And to be clear, I'm grateful to them for accommodating the situation.)
I've never considered physically embodying cash within my phone. I'm super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I'm less likely to forget it than I am my wallet. Thanks for the idea!
I used to, but with all the breaches these days my number keeps changing. About every 2-3 at this point.
If visa/mastercard has an outage the edge POS card terminal (nets etc) will cover your payment. This happens automatically after 3 seconds.
So unless there’s a major outage you don’t notice it
Alternativly I could be out of battery, I don't have my actual card with me without my wallet.
Strangely enough thats exactly why I dont carry a wallet. I carry all the things you'd expect in your wallet, but spread out over all my pockets.
I am far too scatterbrained for that, I would spend half my day searching my pockets
Depending on how much stuff that is, that's actually insane.
Its all mixed in with like snack wrappers that I havent found a bin for, and a biro that might or might not explode at any moment, and a tangle of wires, and a few receipts, and some vape paraphernalia, and on and on.
Mug me if you like, we'll be here for hours.
And you have time to set this up each morning before you leave?
Oh no, just wear the same trousers for a few days, same jacket for a week or two. Empty shit when its time to change and let it accumulate in the meantime.
I dont intend to let it accumulate. Every time I swear im going to keep them tidy this time, but ive been an adult for about 20 years now so I dont see it actually changing any time soon
I bet standing behind you in line is a blast.
Yeap. That's what my Gen X cargo pants are for!
I will lose a wallet and keys, but I won't lose my phone. It's that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it's the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.
Get a card binder. Can even put in a note or two with rarely used cards.
I learned my lesson when my banking app had an error with location detection and wouldn't let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.
that's dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
This is a pretty old meme. I can't remember the context anymore
Maybe marketing for phone payments
Even if you pay by phone, there is so much other stuff in my Wallet.
From what I can tell in this thread, most people carry wallets outside of generational divides, and the post is BS. There is also a significant number of generational-independent psychopaths who have absolutely unhinged systems like “I just carry lose cards in my pocket because I don’t want to take ten minutes picking out a wallet at the store.”
Uhm... on top of not having my phone as my single payment method... where should I carry my id and driver's license and medical card if not in the wallet? Should I carry them loose in the pocket? Or in my bag? Why? That's so unconvenient and in the long term ends up damaging them.
I used to have a separate wallet, but i switched to this magnetic billfold thing that attaches to the back of my phone. It has enough room for an ID, credit card, debit card, and ond of those tile locators shaped like a credit card. Unfortunately these are horrible for user privacy, but it helps me find it if I lose it. In a pinch, it can also hold a small fold of cash.
I almost never need the other things my old wallet held: insurance card, cash, other credit cards or gift cards...? What else did I even carry? I still have my old wallet at home and a small box I use to keep other ID cards, gift cards, etc.
The magnetic thing also doubles for a hands-free phone stand if I want to set the phone down on a surface and watch tv while I'm eating lunch or something.
If you lose your phone, you lose everything tho.
Not necessarily. I can detach the phone wallet and leave it at home if i want.
Also why would i lose my phone?
If i misplace it at home, i can use find my to ring it. Can't do that with a wallet.
If you leave the wallet at home and lose the phone or it fails, then you're still with no documents or cards. Just because it never happened to you doesn't mean it can't happen. I got in a car crash when I was returning home from my job and the phone got destroyed. I was able to be identified and my family located because I was carrying my wallet with ID, national security card and driver's license. It's an extreme case, but it can happen. It could also fall in a bad way and get damaged... I've seen too many phones (fortunately not mine) decide to fail their user in the worst moment to trust them exclusively.
This is why you always have to carry physical ID when you're driving.
Yes it has happened to me before. Just less often than losing my wallet when i used to have one that didn't attach to the phone.
Yes. But you said that you can leave your wallet at home, hence leaving all your documents on it and carrying just your phone. You can get involved in a car crash without driving by being a passanger or simply someone walking on the street or biking.
That's not your responsibility though. The hospital will still treat you at the ER
You can also be hit by a meteorite.
But it’s unlikely, just as it is unlikely for most people to need physical cards.
I barely keep my phone on me, period. I hate the thing.
I have a job that prohibits me from having a phone during working hours. It broke me of my dependency and now ive notice people getting irritated if i dont respond in minutes. Some days, they'll just have to wait til 5 until I can check it again.
But it's also made me so much less attached. I regularly dont have it on me
It's my companion for the restroom. If you text me any other time, it's going to be at least 5 minutes before I notice.
What is your secret? The doom rectangle cannot be evaded…
I just hate being bothered. Thats pretty much my entire secret. When I first got a smartphone I cracked the screen chucking it in the next room because the damn thing wouldnt stop buzzing.
So, Gen z just like doesn't carry those or will have maybe one at a time if they have to just hanging loose. Yeah, it's weird.
Gen z here, I do use a wallet but many people use these sticky wallets that you slap on the back of your phone case to hold their cards.
I don't use them because 1. what if something slips out somehow and 2. damn you lose your phone and wallet in one.
We don't just leave shit hanging loose lol. We still have credit cards and drivers licenses to hold.
Some would argue that is still a wallet, just a wallet with a magnet to attach to stuff.
There is no argument to be had here. That is literally a wallet.
i had one of those wallet phone cases and lost my phone. luckily it was at pride and whoever found it was not an asshole. tracked the phone and got it back, and thankfully didnt get my card used or stolen. i learned that day.
(i only lost it that once. just my luck lol)
I have one of these that has a tracker in it, so even if my phone dies, I can find both my wallet and my phone.
But then that comes with the tradeoff of being unable to use Qi charging
I got a magnetic one that you can snap off to charge wirelessly.
I use my wallet to store ma drugz
I usually get plastic sleeves with those, so yes, I just have a stack of cards in my pocket. At least I can fit it in together with a phone.
Although I don't know how to deal with coins. A jacket brings me extra pockets at least, which is why I can more or less only use cash during winter.
Buying a wallet requires a choice. Searching for something right, and I am too lazy for that, so in the pocket it goes. Unfortunately, I often lack pockets. So if I am not traveling, I'll just leave out my phone, so I can still fit in keys, cards, and a shopping bag. After all, I don't need a phone most of the time anyway.
I have a 3d printed card holder I made.
Is that not just a wallet?
I use one of those minimalist wallets, and I would describe it as a card holder with an elastic for cash.
My thought exactly. A decade or so ago my back was hurting and I decided to try a different style of wallet. Upgraded to a better one when I realized it works for me.
Even if all I have in it are cards, id, and a single dollar bill, it's still a wallet, just doesn't leave me sitting at an angle. Yeah I had a Costanza wallet going on.
Not sure, there seems to be some debate on the subject.
In Denmark those are all available on your phone.
Yes, and if your phone runs out of battery, gets stolen or simply dies in any way, you won't have access to them.
My phone battery doesn't die, I have to charge it every night though.
Bold of you to assume your phone will never fail you.
Everything fails. Do you know how many times I've forgotten my wallet various places? My phone just fails less.
Which is why having everything on the same place is a bigger risk than having the phone and the wallet.
How is it a bigger risk? Two things = two things to lose. Especially since the tile in the wallet is worse than find my in the phone.
why would you even carry your id? the driver's license is always in the car and the medical card is only needed for appointments at the doctor
I don't know anyone who keeps their license in their car. Car culture is different in the us vs the eu, so maybe not as common over there, but sometimes if traveling with friends you will switch who drives. You should have your license on you if you're driving. Additionally, it's good to have your ID in case you forget your credit card somewhere and now you have a document with your picture on it that has a name that matches the card. I still get carded sometimes when buying alcohol or entering certain places so it's not unusual to want to keep it on hand in case you want drinks or something.
Also good to have your ID and insurance information in case of an emergency.
Because a cop can stop you at any time, in any place for any reason and while (legally) you don't need to show it - your day will suddenly get a whole lot worse if you don't.
And In the year of our Lord - you must also worry about ICE
Not just cops, either. If you want to buy alcohol, tobacco, permanent markers, spray paint, or enter a bar or nightclub, you’re required to show ID, either by law or establishment policy, and it’s been that way for decades.
superglue too. that one surprised me
Laughs in EU
No I'm really sorry you have to go through that shit in the US right now, it's hopefully gonna get better soon
Why are you laughing? Many EU countries require ID on demand. https://en.wikipedia.org/wiki/List_of_national_identity_card_policies_by_country
Including Germany, which appears to be where they're from.
This you
https://allaboutcookies.org/eu-mandatory-distracted-driver-system
I might drive my car, I might drive my partner's, I might drive my coworker's car. I might collapse on the street and someone needs to figure out who I am from what I'm carrying. The license/id stays with me, not the vehicle.
Because in a lot of places you legally have to carry your ID on you, not just when you're driving.
If you need to use a car that's not yours, what would you do if the license is in the car?
And why wouldn't you carry your id with you? Not just police might want to stop and ask for it, but what if you get involved in an accident and have to get taken to the hospital while unconscious? How are they going to id you to know who to call? Just to say an example.
Also, your medical card should always be with you in case of an emergency. You never know when will you need to be taken to the hospital and having it with you makes everything much easier.
There's no advantage that I can think of in not carrying your documents (or even copies of them) with you.
The grocery store I buy booze at forces the cashier to scan your ID. Also I walk there.
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn't rely on Apple or Android (or my (lack of) ability to charge devices).
A guy in front me at the grocery store had to ditch a cart full of items because his phone was dead.
Super embarrassing for them.
Exactly. We should decrease our dependency on these companies, not increase it.
I wouldn't mind that so much if those payment methods were more universally accepted, but they aren't.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn't accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
Paying with cash is the most private method. I hope it stays.
Some ATMs track the serial numbers of the bills you get. Even then, though, it's more private than a card. Unless they have video of you shoving the bills into a machine for payment, say at Walmart self-checkout, they really don't know how many hands the bills passed through before they passed through a reader again. Also, good if you can get a store to break the large bills for you. Then, they only know that you paid for a pack of gum with a 100-dollar bill.
You already can't in so many places. I thought it was required to accept cash, but apparently that's only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
Still infuriating. I have actual money but can't use it? Ugh.
That's how I understand it. Cash is legal tender and has to be accepted to clear debts, so restaurants where you pay after you eat might not be able to refuse cash (though I don't think there's a requirement to provide change), though they can refuse all future business with you.
You mean Friends lied to me!?
I work retail and the number of phones/watches that have just failed to work means I'm never replacing my card. Sure, they could just be idiots who don't know how to use it like the people who can't use cards, but card just works.
Cards also need to take quite a bit of damage before they stop working too.
I once accidentally ran over my credit card with my car after a mishap at a parking garage pay station. Still works fine, though it does have some road rash. Lets see an iPhone do that!
Massive debt, Massive damage
Or if you live in the middle of nowhere like I do, stores just don't turn that feature on.
That's basically why I carry a wallet -- as backup. I got used to leaving my wallet at home unless I was driving and I needed my license. But, then one time I spent 45 minutes shopping tried to pay, and for some unknown reason I couldn't pay with my phone. Now, if the phone doesn't work I have the NFC card in the wallet. If the NFC doesn't work on the card, it also has a chip so I can insert it. If, for some reason, that fails too, I have enough cash for at least the main things I want to buy.
If I'm going out and not planning on doing a major shop, and don't need to drive, the wallet stays home. If something comes up the phone will probably work, but it's not worth the extra space to carry the wallet just in case.
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
License, registration, and proof of insurance
Mind if I see your phone? It's just hard to read.
OH INTERESTING CONVERSATION YOU HAD WITH "WALGREENS GUY" ABOUT "SANDWICHES" HOW ABOUT YOU STEP OUTTA THE CAR
Is sandwiches drugs
Officer, I will not answer questions without my attorney present.
Ha, joke's on you. I don't have a car.
My phone's dead. Guess I'm broke until I find a charger.
Yeah but inside it is $3.50
Nah. It's just cards. I haven't touched cash in a decade, but I do have way too many cards I need that can't go in my phone.
Same here. I can go with only a phone but then I would miss:
Same here in Canada, except we dot not have ID card. My wallet is a small cards holder with like 6 or 7 cards and that's it. Last time I used cash was maybe 10 years ago?
Sweden 😁 ?
Netherlands.
The last time I used cash, it was because I visited Germany.
>it was about that time that i noticed @[email protected] was about 500 feet tall and from the paleolithic era
But... How do they pay for the finest black market goods if they don't have a wallet to carry cash around?
I've paid for drugs at festivals with card because the dealer had an iZettle
the future is here
so curious what the charge was listed as
AGoodTime
I knew a guy who always wrote “drugs” as the reason on Venmo, for things like paying back for dinner. Then he got contacted by them asking him to stop.
EventSuppliesLTD
Sexual Favors, LLC
Many of my dealers were accepting Cashapp and Venmo when I got sober a few years ago.
Us millennials must age gracefully if youth can't recognize our age until they ask for our wallet
Checking out at the liquor store
Cashier: "Can I see your ID?"
Me: "Awww. I hardly ever get 'carded' anymore. It feels kind of nice."
Starts to pull out wallet
Cashier: "Oh, nevermind. You're good."
Me: "...Listen here you little shit. You started this whole thing. Now I'm going to show you my ID anyways and you're going to act surprised like 'OMG! I could have sworn he was 22! I didn't even notice his bald spot.'".
my partner is getting greys and still gets carded all the time! some people think im in highschool and im in my 30s
We're well known to have aged particularly gracefully
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to "turn on NFC" the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older "forgot my wallet" technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
I think the kid taught OP how to use the software, and OP taught the kid the hardware.
Exactly. I didn't know how to make it work but I had a rough idea how it worked.
And presumably it had never occurred to the kid that one might want to turn off a radio for any reason.
Enjoy Google knowing all your transactions! angrily waves cane
Do kids in the US not have wallets? I don’t think I know anyone who doesn’t have one (in Germany)
Germany is the land of cash. All of Europe has adopted digital payment almost everywhere.
Germany has many businesses where cash only is normal.
Sounds smart
Well avoiding taxes is much easier with cash.
Though I don't think this is the main reason.
Probably our shitty phone network. Those digital card readers need a good connection to work and in Germany we have many areas where they just don't work. So cash only.
In Norway accepting tapping became mandatory from 21, so no one here carries one. The older generations that haven't activated Vipps carries a card or two on their phone, but seeing someone under 70 carrying a wallet is rare.
Yes but that's because you live in Norway, a horrible place where all the men look like walruses and the women smell of fish.
Lol what
Haaland is the exception, not the rule.
You take that back! Norway is the land of mead and honeys and where I want to escape to if I can get out of this godforsaken hellhole pretending to be a democracy. Don't take away my only hope of a life away from the US. I want to live between a mountain and the sea, only be able to buy alcohol 10:00-18:00 M-F, and go to the municipal pool and sit in a "hot tub" that is cooler than bath water listening to a German complain that "no one uses cash around here"!
*Cries in for-profit healthcare and regulatory capture*
Yeah, because paying by card isn't an option everywhere in Germany. The only time I carry cash is when I visit Germany.
They might not use a traditional folding one a lot of the time. They have those intrusion protected card holder things that are essentially the "modern wallet" that better protect the physical cards from damage, and also prevents someone using the NFC stuff to steal your money without even having to dip your pocket.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
People keep talking about cash but I have a bunch of other shit in my wallet too, like ID card, insurance cards, bank card, several coupons, a bottle return receipt, cancer screening documentation, antiFamily card, pension card, organ donor card, and I don't even have a driver's license or that would go in there too.
Where do the youngsters keep all that?
What's an antiFamily card?
https://antifamily-card.de/ Unfortunately I think this information is available in German only but the gist of it is that it's basically a credit card where my Soros money for participating in far-left protests and other such Antifa organised terrorist activities is deposited.
::: spoiler 🧏♀️ https://www.snopes.com/fact-check/antifa-credit-card/
😜 :::
I thought it was a "card" of birth control meds.
In line with German traditions on how to name things, that would be the Anti-Baby-Karte.
Oh, so you're not against reproduction.
Well I am against the means of reproduction being in the wrong hands.
I'm not sure what you mean by that.
Shitposting, riffing on "Seize the means of production (from the hands of capitalists)", don't overthink it :)
One could read it as advocating for eugenics, which I think is also not helped by being German lol
Idk What this people could be on about, I'm 22 and like, I have a wallet and a miniwallet that detaches from the main wallet.
Paper cash I usually don't have, but like cards and stuff.
Yeah, I'm 25, have a wallet, and don't know anyone my age who doesn't have a wallet
I feel personally attacked, but I can block it with my thick wallet.
I could probably do a good bit of damage if I smacked someone with mine, especially if they got the side with the zipper.
I've worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Don't you need to unlock the phone to activate the NFC chip though?
Yes, but cards can just be read
Kinda. Have you tried using an NFC reader with your phone's tap to pay? You didn't get the actual card data. It's all tokenized now. If I remember the details correctly, the merchant sends a token that they partly generate and add the token data the get from your card and they send that to the payment processor, and it's only really usable at that point in time. So if I was wandering around with a high powered NFC antenna I'd need to be running a merchant terminal ready to charge them. I can't harvest the data to sell later or anything like that. So the risk is pretty heavily mitigated.
That being said, I still use a wallet with NFC and RFID blocking
Hmmm, that is good to know! I have an RFID blocking wallet too just in case
Then you're well aware that it doesn't work while the card is in a typical wallet.
Police, show us you ID or got to prison.
Oh you see I'm a gen z...
Some states are offering digital drivers licenses: now:
https://www.tsa.gov/digital-id/participating-states
Yeah, just hand the cop your phone. Smart.
In every example I have seen, displaying your insurance card locks down your phone until you enter a pin to prevent exactly this issue.
Fascinating. Does this require you hand a cop your unlocked phone?
In my state, it's a barcode they scan from your screen.
Some of those states that allow these digital id's still require u to have your physical ID on you while driving
In Texas for sure you can add your DL to your Apple wallet and definitely let you show a picture of your ID instead of the physical card
It's not illegal to not have ID.
It is illegal to drive without a license.
Depending on what you're doing, it's perfectly fine to leave ID at home (assuming you're light skinned, but also ID doesn't save you anyway in some cases)
In which countries?
The UK.
Ok, what about other countries?
I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can't be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn't have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
How are you expected to buy a house if you don't have a wallet with all your wealth in it?
So where they gonna store their condom then?
Wrapped around their junk and ready to go!
::: spoiler (though...)
I hope I won't have to explain to y'all why this is a bad idea.
In their butthole. Where else!?
These cowboys ride bareback, from what my Gen Z friends tell me anyway
They're rawdogging everything now
You guys don't pay with cash?
So every purchase you make, doesn't matter how small, you give a cut to the payment processor? I'd be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
pretty sure that's not the case in most of the world
at least it's not a thing here in finland
What the fuck
Don't worry social credit scores are only a thing in evil china
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There's also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
Some of us live in places that have free cards.
It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.
When I'm out I keep my phone on airplane mode and in a little faraday bag. I am not dragging out my phone and waiting for it to reacquire signal every time I want to buy cigarettes. Nevermind that defeats the point of the faraday bag...
Your phone does not need an internet connection to tap to pay, in the same way your credit cards do not need an internet connection to tap to pay
How do you do tap-to-pay from inside a faraday bag?
I was addressing the “waiting to acquire signal” part, not the “removing from a bag” part which I imagine to be fast
The phone is already trying to connect to cell networks when it's in the bag, the moment it comes out it's already broadcasting which means the cell networks can triangulate your location even before 'signal is acquired'.
I just wrap the Faraday bag around the card reader and let NFC do its thing. The cashiers hate me, but sometimes the cute ones get confused and let me draw them in their underwear.
Faraday bag is a way better way to call a tin foil bag, lol.
It goes well with my Faraday hat.
Meanwhile I'm over here with my 1.5in thick wallet with a shitton of different cards and cash.
There are cash only fairs and stuff but then you just take cash in your pocket or bra
Most places will tell you to fuck off if you start handing them cash from your bra, no one wants your boob sweat.
I had an obese customer pay me from her fat tiddy purse and do you know what I did?
I took the goddamned sweaty bills, thanked her, and used the cash to buy edibles at the dispensary later that week.
Dunno what palace you live in but $ > boob sweat
Damn, where I'm from boob sweat is more highly valued than money
I think it depends on the boob, and the boob carrier.
K
Whoof. Tough crowd.
I was hoping to at least get a sensible chuckle from "fat tiddy purse", but I guess they can't all be winners
I've worked retail, I've had people try that shit. We had a sign for a reason, that shits nasty.
Oh yeah for sure. If I was an employee? Nah, hard pass on that ol tiddy sweat. I get it.
Since I'm
unemployedan "entrepreneur" I'll take what I can get lolI thought it was crossbody bags and side partings that gave us away?
Oh crap, has the side part came back too? I used to hate my mom brushing my hair like that when it looked too messy for her... That being said I do miss my mom and would probably wear my hair like that if it would bring her back.
I don't think it ever left... Its not popular with Gen Z that's for sure but I love my side parting! Give it a go for her.
I still have a wallet in there to keep my IDs and important cards
Well yeah, gotta have a nice purse, its too useful, didn't mean it as a separate thing just that apparently crossbodies are apparently a very millennial thing...
I was born in 2000, so I count as gen Z, and I genuinely prefer using physical debit card to paying with a phone (except when I need to touch the keyboard on a terminal).
But I'm weird like that and I like physical things, like my wallet with a sewing kit and bottle opener. In other pocket I keep a knife and a small flashlight
And I'm not installing my government app, and especially I'm not installing some shitty gym membership app, when I can have a card in my wallet.
That's because the brain rot starts around 2005+
If you can, I'd suggest switching to a credit card and just pay it off every month. The general lack of consumer protection on debit cards is frightening. So many companies put minimum effort in protecting your data.
Some phone cases have an attached pocket. Barely holds 2 cards, but it’s probably enough to slip in a student ID, travel pass and squeeze in an emergency note (money).
I find that very lope sided as I prefer to have a balance of stuff on both sides of my trouser pockets.
Well the fun bonus effect with those is that if you lose your phone, you've lost literally everything.
Finally someone mentions the importance of the wallet as a counterweight
I haven't thought about it but really my wallet serves one purpose these days. To carry a small amount of cards like debit, credit, rewards cards, insurance, etc but is really only used if tap to pay isn't available. If I have cash, it's for a reason.
Back in the 2000s I used to carry a money clip til the spring broke on me and I lost $300ish. That was back when I carried cash almost exclusively and when that amount of money could absolutely break me financially.
How did the spring breaking make you lose the $300? Were you holding it over niagara falls when it broke?
Nah it didn't break completely, just was no longer clamped as tight. Cash fell out of the middle of the folded stack into my pocket. At some point over a few days I noticed loose cash in my pocket, counted, and realized I had money missing. Since it was loose who knows when it fell out of my pocket. I tried to retrace my steps but had no luck. Yes I had been wearing the same jeans and not emptying them at night don't judge me!
Back then I'd cash my paycheck and carry it around in a money clip like the dumbass kid that I was. Fortunately I never got robbed.
Or they’re German.
If I was much older I wouldn't even count as a millennial, and Im genuinely shocked by some of these replies.
People don't seem to realize
Phone cases can have credit card holders in them
Some states now have virtual driver's licenses
if your phone breaks or whatever all your data is accessible from another device and freeze all your accounts if for some reason you skipped #1.
There really is no need for a wallet anymore.
None of those help me store cash.
And a lot of really good restaurants have good discount if you pay in cash
Most of the best ones.
You can keep cash in a credit card slot in the phone case. Maybe not coins but I usually keep a 5, 10 and 20 on me for emergencies. Sucks to need to buy something and your phone is dead or fell in water.
I don’t have to charge my wallet and I can go swimming with my wallet. And I if I don’t want anyone to contact me I can leave my phone at home and still have my wallet for spending money and holding my drivers license.
I don’t understand why someone would choose to be that dependent on a phone. I was riding a lime scooter, crashed and broke my phone. If I didn’t have my wallet I would have been stuck.
Both Chlorine and Salt Water can destroy a credit card with repeat or prolonged exposure.
So I definitely wouldn't recommend that, even if you carry a wallet.
Which is why id suggest a phone case with a credit card slot. Still have the physical card for an emergency.
We have ponds, lakes, and rivers where I’m from. I swim in fresh water. Can’t remember the last time a swam in a pool
Charging is not inconvenient unless the battery is dying. Why would anyone swim with a wallet. Phones can ignore incoming traffic.
There’s a river at cuts through my town. In the summer I like to wear quick drying shorts and hop in when it’s really hot out.
And the man can always track you unless you put your phone in one of those signal blocking bags.
You have a waterproof wallet?
It only have plastic cards in it
My old wallet was like leather and carboard, def not waterproof
My wallet is metal and elastic
The type of people who use a wallet/card case on their phone are also the type of people who frequently lose their phone.
Truthfully when I used to carry a wallet, I lost it and or my cards significantly more times than ive ever lost my phone.
But thats in part because my phone is usually linked to another device, so I'll notice if I get more than a few feet from it cause the other device's disconnect.
[off topic]
It's a good idea to keep some cash on hand at home. If there's a blackout you'll want paper money.
If there’s a blackout, most stores won’t be operating.
We had a blackout last year. Most stores were still operating. Apparently enough people still carried cash.
We had the East Coast blackout in 2004 and Superstorm Sandy.
Stores were open and taking cash.
I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
A few credit cards (used to carry only two, but when one got swallowed by an atm in a foreign country I learned better), a debit card, id card, drivers license, medical insurance card, car key card, bills, coins. Sometimes a few receipts to expense or the odd parking card.
Basically everything is a backup, my phone has all my credit and debit cards and my car key, but I still carry the wallet just in case: phone dead, traffic stop, sick, etc.
🫨
Bank card, personal id, driving licence, health insurance card, blood donor card, bone marrow donor card, business cards I receive and forget, cash, parking ticket (from the till not from the cops)
Cash
I try to pay everything with credit cards because it makes budgeting super easy for me. I haven’t used cash in 15+ years.
Around me, I've seen a huge up swing in companies either offering cash discount or credit card surcharge, typically 3-5%.
While frustrating, I actually appreciate this effort to preserve a non digital option. If only for privacy and tracking benefits.
That's about what it costs them to run the transaction. Realistically, everyone is charging you that; most places just hide it in higher prices.
No argument, the cash discount framing is more honest.
I haven’t noticed this in my area.
Some people have started to find the use of cash easier for budgeting. But each to their own I guess
It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.
Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.
I've literally never owned a wallet and don't know many people who do actually have one
Do you just have to remember to grab things whenever you go out? I can use my phone for most payments, but not everything. There's several things I need regularly in my wallet: driver's license, some cash, credit card, health insurance card, work ID (doors have scanners), punch cards for our local taco, boba, and ice cream place, grocery store/cvs discount card, and some other things I use less often. If I only had one of those phone cases, I could bring like 3 of the cards, but then my phone would be even bigger in my pocket.
Go out? That's another millennial thing.
Seems so
The only card I have that I need to take with me is my work pass. Everything else is on my phone, debit and credit cards, train card, loyalty cards. I haven't needed a physical card for anything other than work since COVID.
I can use my phone for literally all payments. Even kids selling lemonade on the side of the street.
We have digital driver’s licenses, health insurance is just tied to your person.
I bring my lanyard with access card to the office though
Well here in America we're living in the past. But how do kids have credit card scanners!? I've been to Europe several times and the tap scanners are definitely everywhere though, very convenient.
They don’t. They use like a service provided by banks, think cashapp but everyone has it
Ah yeah they'd use Venmo here I suppose
Millenial here. While I technically have a wallet (card holder) i don’t bring it with me. Ama
Do you eat the cauliflower or the broccoli first in a bag of mixed. Also do you eat one before the other because you want to save the best for last, or you eat it first because you enjoy it more and want it hot?
Yes
I don't have a wallet, I knew I was young at heart
Everytime I see a millennial thing, I feel like I should have been born gen-z. How do I not relate my generation so much?
Because categorizing entire personalities, behaviors, and tendencies based on birth year is never really that accurate, let alone remotely monolithic. Astrology, for example, or just for fun. But accurate? Neh.
Generation classifications are as accurate as astrology - both are pseudoscience and have no basis. They can be used "just for fun", but the issues is that such classifications have solidified within society as the truth.
Its really a thing that's based on huge inconsistent assumptions.
Well...there is something to the life stages/cultural currency bits. I say that as GenX.
Growing up everything was about Boomers - 50s nostalgia was huge, every gritty character had been in Nam, movies were people in their 30s looking back to college, TV was about having babies. None of it meant anything to us. Kennedy was shot years before I was born. We didn't remember Nam, Nixon or the Beatles. It just didn't feel like there was cultural space for us and our issues weren't worth discussing in public spaces.
Yeah but like I’m a Scorpio, so I’m generic thing a lot of people relate to at times and if you mess with me I’m generic thing a lot of people relate to at times.
So really astrology checks out, y’know?
...i have a wallet. One of the band ones, for cards only. Obsessed with having my cards (id, club and pay ones) with me at all times, but hate coins and bills with all my heart. As soon as I could drop 'em, I did.
Debt do does what it will and won't do, so I don't, and that's why I don't pay my taxes. Also, in other news, I cost taxes.