Spyke

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Credit score is a poorly implemented modern invention.

this is not true and it keeps people paying interest they don't have to so i'm pretty sure it was spread on purpose precisely for this purpose by the banks.

paying off and cancelling a card lowers your credit score not because you paid it off but because you're down one line of credit. by far the number of lines of credit has the biggest impact on your score (aside from major shit like bankruptcy or loan defaults.)

paying off your credit card balance before it generates interest every month does not affect your score at all aside from increased age (a good thing). your utilization rate is not calculated from your end of month balance but by how much you use the line of credit regardless whether you pay it off or let it sit and charge you interest.

so do not let debt sit in your credit card balance because you think paying it off makes your score go down if you have the means to pay it off. always pay it off if you can, and never charge more to it than you can immediately pay off except emergencies.

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THE CRAZY PILLS

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"if someone is doing that" but they aren't bud. not a single person ever. why are you bending over backwards to make a nazi big fat lie seem reasonable?

if someone were jamming a big red hot metal rod covered in ants and jelly into their eyes over and over screaming they hate trump so much it made them do this, that would be bad, but the thing is: fucking no one is doing anything like that so what the fuck am i talking about?

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‘Dictator’ Trump Floats Idea of Canceling Midterm Elections

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they're nazis doing nazi shit they want to do, it's not a fucking distraction. it's not fucking 4d chess. this is what they want. they'd be doing this even if they weren't pedos. they've not even ever really tried that hard to hide that they're pedos. the epstein files won't bring them down even if they're all released unredacted. you're distracting yourself with what you think is the final all-powerful gotcha in our back pocket that will stop them through courts - which it won't - while they're starting their campaign for total world domination.

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tesla edsel

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you know it costs more to make, too. where are you getting this 10x and 5:1 bullshit, anyway? you admit you don't have the real numbers but also insist it's not as bad as this meme makes it seem, but based on what my dude?

fuck_ai

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AI went nuts on my website and generated a $155 excessive bandwidth bill

try out crowdsec, it's a modern alternative to fail2ban that crowdsources ip blocks from its users with similar setups (optional to contribute to). in the first day i had it set up it had blocked over 50k attempts, mostly scraping and enumeration but also some known http exploit attempts and bruteforcing.

you get 3 blocklists with a free acct so sort the blocklists on their site by size and get the three biggest and you'll block the vast majority before crowdsec even has to evaluate rules. only like 100 or so or mine have been blocked dynamically by crowdsec, the rest of the now 200k or so total have been those blocklists.

edit: tho i don't know how much control you have on your hosting service, whether you can install something like this or only plugin things they have integrated into the service themselves.

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First real road trip in an EV today

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incredibly confusing* comment.

it's too heavy? grid power fossil fuels? did you use ai to make this list? actually, i kinda hope you did, because yikes. 'often times lack of servicability in certain areas'? what the fuck are you even saying? you want a propane based generator but lament grid fossil fuels? bro, this is utter nonsense.

*edit: original unnecessarily harsh, apologies.

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can't fight the urge....

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the metal would heat up very fast and very hot. definitely serious burn territory if you make contact more than like a second long, maybe sooner. a 9 volt gives enough juice to burn the clay in pencil lead graphite and make thin metal wires glow red.

reddit

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Reddit advertising ICE

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yeah, because things in this country are definitely operating normally and within standard regulations and procedures. definitely only ice doing the bad things and cbp definitely hasn't been right there alongside ice kidnapping people for months...

lol

also looks to me like you used an llm to write this.