Spyke

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Do you use a credit card? Why or why not?

I live in the US. I use a credit card for all my purchases because not only does it shift liability from my money to the bank's money, it also pays me a % in the form of cash back and I pay it off in full every month to avoid any interest charges. It's extremely important that my credit card balance is never higher than my checking and savings combined to ensure I really can pay it off in full.

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A comic from Lunarbaboon

I get the joke. However, I just want to point out that in the later series, red signified command and someone important. When I wear my Commandar Riker costume, I don't appreciate the comments about the red shirt and being expendable.