Spyke

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Totally clueless with investing, $100k sitting in the bank earning 0.05%. How do I get started? Please advise.

Money market funds or CDs should get above 5% right now whether thats with a bank or brokerage.

It depends on your time horizon and risk tolerance. Typically dont buy stocks based on hunches... just buy index funds and/or interest bearing vehicles. I have a small basket of stocks, a lot more index funds, and then the majority of my holdings are in a money market fund in this high interest environment. I would consider rebalancing to more index fund allocation if interest rates diminish.

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Oh i kind of thought you were concerned with ideological expression being culled... but i guess you just want to cuss lmao.

Arent you caving MORE if you use an entirely different word? Omitting a single letter means you express exactly what you intended to but using an entirely different word... holy shit thats like repressing your true self to please corporations... or something... sorry im not good at this.