Spyke

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Totally clueless with investing, $100k sitting in the bank earning 0.05%. How do I get started? Please advise.

Money market funds or CDs should get above 5% right now whether thats with a bank or brokerage.

It depends on your time horizon and risk tolerance. Typically dont buy stocks based on hunches... just buy index funds and/or interest bearing vehicles. I have a small basket of stocks, a lot more index funds, and then the majority of my holdings are in a money market fund in this high interest environment. I would consider rebalancing to more index fund allocation if interest rates diminish.