Spyke

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Storm blow some shingles off, how boned am I?

First, get on the roof if you can and look at the damage yourself. If any plywood is exposed then you’ll want to cover it with a tarp or a plastic sheet. Tuck the top edges into the remaining shingles above it to prevent water from flowing under the tarp. Secure it the best you can with bricks, stones, or something heavy.

The next step, and immediate step if you weren’t able to get on the roof, is to call a roofing contractor. They can put a tarp on if you need it. They will also provide you with estimates of cost to repair and how much needs to be replaced. Do not contact your insurance company until you know the scope of the repair.

If the costs to repair from multiple roofing contractors exceeds your deductible, then it may be worthwhile to contact insurance. If your home has multiple roofs, then they will only want to replace one, although sometimes they will agree on more to maintain a consistent sight line. The important thing is to make sure a roofing contractor is there when the insurance adjuster comes by to help argue for repairs on your behalf. This process of arguing with insurance to get a payout for repairs can take a month or more to complete so check on the tarp periodically.

Good luck!

news

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Poisoned trees gave a wealthy couple in Maine a killer ocean view. Residents wonder, at what cost?

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They could be fined a small amount for cutting down the trees and then include a provision that the trees must be replaced with trees of the same size. If they were large trees, then that could get super expensive very quickly. There was a story about tree law on Reddit where someone cut down 32 trees on their neighbor’s property and were charged $1k each plus the cost of replanting, it ended up just shy of $2M.

gaming

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You know what? I'll just wait...

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My aunt’s brother said mostly the same thing. You’ll also get a small discount on the game for every person you recruit to play/pay daily. If the person you recruited then recruits someone else, you’ll get a shared discount. I plan to preorder early so I can finally be my own boss.