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Get rid of them.
I tell every doctor "a few weeks ago" and then when they suggest a date I say yes. So every doctor has a different day lol. Hopefully that doesn't come back to bite me
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Get rid of them.
I tell every doctor "a few weeks ago" and then when they suggest a date I say yes. So every doctor has a different day lol. Hopefully that doesn't come back to bite me
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Texas professors want to use abortion ban to punish students for "consensual sexual intercourse"
Instead, Bonevac writes, because pregnancy is the result of "voluntary and consensual sexual intercourse,"
So apparently you can't get pregnant when you're raped. That's great to know /s
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Georgia Senator Vows to Protect Girl, But Then Runs Away After Learning She Is Trans
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Here's a before pic
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Most people are only half-listening
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You'd be surprised what people will tell you. Although usually it's the customer and not the employee
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Landlord wants to throw the garage out with the bathwater
Edited descriptions for spelling
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Sovereign citizen wants to fight his employer.
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All i got was they want to discharge debt via their energy.
Which is something i would love to do
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Sovcit cancelled his child support so leave him alone or he'll send you 22 page letters.
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I wonder if the case worker survived the lack of oxygen from laughing so hard at that
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Are there any good casual/low-stress mobile games that aren't filled with microtransactions?
Stardew Valley and Terraria may both fit your list, although Terraria stresses me out a bit.
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Floridians outraged by shameful anti-worker heat law. Here’s how it happened
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For the people with no desire to click:
Votes for:
Votes against:
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Chrystul Kizer jailed for 11 years for killing her abuser
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If they even would have charged him. They took my abuser to dinner instead.
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FDA says 561 deaths tied to recalled Philips sleep apnea machines
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Capitalism
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The Uvalde Police Department stands with you, ready to offer support and assistance on this solemn day.
I'm totally shocked that the comments are turned off for all of their posts
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Trump demands drug test for Biden ahead of first debate
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Can Maury reveal it as well?? I would actually watch it then!
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How much do Americans actually pay for healthcare?
You may have heard about "Obamacare" or the "Affordable Care Act". This did a lot of things which helped some but also did not do much.
For example, insurance premiums can cost hundreds of dollars per month, but if you get subsidies you can reduce that cost down to, potentially, zero. Unfortunately these subsidies are in the form of tax credits, which means if you don't work you do not get any subsidies.
Additionally, if you happen to live in a red state, then your state probably didn't expand Medicaid. Medicaid is the government insurance for poor people. If your state didn't expand it, then your state only gives Medicaid to families and disabled people (basically). So if you don't have kids, you don't qualify for it.
For me, this means that when I stopped working and got insurance through the ACA, I had to pay $500 per month in health insurance premiums (dental and vision are separate insurance plans and not typically covered in standard health insurance). Did I mention this was while I wasn't working?
With that $500 per month, I still had a $900 deductible (so I had to pay $900 before the insurance company would pay anything). After that $900, my insurance company paid different rates depending on the service (often called coinsurance). A common percentage is 80/20, which means insurance will pay 80% and you will pay 20%. So hospital bills tend to be thousands of dollars. BUT insurance plans also have what's called an "out of pocket max" which means your insurance will cover services at 100%. So any medical things you do after that magic number are basically free for you (you still have to pay the premium).
Ok, but you might have also heard that elderly folks have their own government insurance - called Medicare. Medicare is also available for disabled people like me.
Medicare is confusing AF. It has multiple parts to it - I will only talk about what's called "traditional Medicare", which basically means everything is between you and the government (There's other Medicare plans through private insurance companies, and those plans are similar to what I described above).
So with traditional Medicare there's Part A (hospital), Part B (basically outpatient services), and Part D (prescriptions). Part A is free for most people, part B currently costs about $75 per month, and part D varies but is much like the private insurance above. If you only have part A, then only hospital visits will be covered. If you only have A and B, then none of your medications will be covered! It sucks.
So remember how I said about the deductibles and coinsurance? So Medicare has their deductibles and coinsurance separate for each part! For my part A, if I go to the hospital, it comes out to about $1300 per DAY, but only for short hospital stays. Oh and that's only for room and board. Longer hospital stays have different rates. Also, if you stay in the hospital too long, it starts going against your lifetime hospital days. That's right, if you use up all your lifetime hospital days, then Medicare will just...not cover your hospitalization anymore. Ever. For the rest of your life!
And don't forget you still have to pay extra for any imaging, medications, and doctor visits you had while in the hospital because the daily rate is basically for the bed.
Part B is a straight 80/20 coinsurance. But part B also doesn't have an out of pocket maximum. So if you have a lot of outpatient procedures, then you will end up paying out the nose for it. Currently I basically just end up paying around $30 for each doctor's appointment (not including lab work or any procedures).
Part D depends on what plan you get. Mine was basically 80/20, which means I was going to have to pay outrageous amounts for medications! I'm on like 25 medications and it was going to be hundreds of dollars each month just for the prescriptions. Luckily, we have programs like GoodRx! Which is basically a coupon but for medications. Unfortunately, you can't use insurance if you use GoodRx. Also, the pharmacy won't usually automatically compare the prices to see which method would come out cheaper for the patient. Oh, also, each pharmacy has a different price for the same medication! I'm not even talking a few dollars. Some medications can be hundreds of dollars different in pricing depending on which pharmacy you go to! And it's not consistent either. So basically if you're on Medicare you get to go on GoodRx every month for each prescription and see where you can get it the cheapest at and then either ask your doc to send it there or try to get it transferred. Imagine doing that with 25 prescriptions every single month!
Luckily for me, I qualify for what's called "Extra Help." This program pays for my Part B premium ($75) as well as part of my part D premium (it was about $100 but with the help it's down to $75). They also bring all my prescription costs to $1.55 per medication per month. Unless it's a brand name medication.... 😬
If you're following, when I had private insurance I was paying $500 per month in premiums alone, plus about $50-100 per month in doctor's visits, plus about $50-100 per month in prescriptions until I met my out of pocket maximum. Then just the premium.
Nowadays, I have Medicare + Extra Help. So I pay $75 per month for my prescription premiums, plus currently about $200/month in doctor's visits, plus about $50/month in prescriptions. So it comes out cheaper currently but if I have to go to the hospital again....well, I'm fucked.
By the way, most insurance plans do not have out of network coverage...so if you go somewhere that doesn't have a contract with your insurance company then you will probably have to foot the bill. And a lot of the charity programs that hospitals and doctors have won't let you apply if you have insurance soooooooooooo....
A few years ago, I went to a treatment center for a few months. My total bill was almost $200,000. My personal portion was supposed to be around $15,000. Did I mention I wasn't working? Right. Luckily the treatment center enjoys the tax benefits they get when they write off people's bills, because they wrote mine off. I still had to file for bankruptcy though, because that wasn't my only medical bill.
PS insurance is often provided by your job here so if you lose your job you, at maximum, have until the end of the month with your insurance :) so don't quit your job at the end of the month ;) there is a thing called COBRA which is supposed to bridge the gap between jobs, but it's usually something ridiculously expensive like $700 per month for a single person's premium (yeah, you have to pay more premiums if you want your spouse and/or kids to be covered).
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TRUMP GUILTY ON ALL 34 COUNTS
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I overheard my relatives today saying how dare they convict him of anything when our corrupt president hasn't been charged with anything.
I really wanted to remind them that before they sold their soul to Trump they wanted every politician to be arrested and tried. Suddenly a politician is tried and they have second thoughts...
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Tech Used to Be Bleeding Edge, Now it’s Just Bleeding | After a decade of scandals and half-assed product launches, people are no longer buying the future Big Tech is selling.
Ok but can we talk about that cookies popup? Yikes
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'A lot of money': Trump owes $87K in interest per day until he pays the fine in his civil fraud case
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Jokes on you, i already wasn't getting an inheritance
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"My juror": Trump believed a loyalist on the jury could save him, until the very end
I was very surprised by this part of the article:
Trump made careful effort not to mention or criticize the jury in a press conference on Friday morning.
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Boeing: Dead whistleblower warned of safety breaches
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Tbh it doesn't even have to be boeing who did it. Boeing is important to the government (actually multiple governments) and it's not exactly a stretch to consider said governments are involved.
Also if we go with thinking boeing did do it, look at almost any organized crime related murder.
Or some combination of the two.
People have been killed for far, far less. And there are a lot of people who will hurt other people purely for revenge, regardless of any other factor.
The point is, I don't think it's as much of a stretch as you seem to think.
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10-year-old boy confesses to fatally shooting a man in his sleep 2 years ago, Texas authorities say
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A child advocacy center has specially trained staff (therapists) who do forensic interviews and provide therapy, mainly to kids enduring the aftermath of abuse and neglect. They work closely with the police and the prosecutor to get the case resolved and many also provide therapy dogs to go to court with the kids.
I haven't heard of them interviewing a kid suspected of a crime but perhaps it is their protocol for a kid this young.