Comment on
Every year I install this sunsail to shade my ac unit.
Reply in thread
"All this"
Its like 2 eye bolts, some rope, and a mesh sail lmao
Comment on
Every year I install this sunsail to shade my ac unit.
Reply in thread
"All this"
Its like 2 eye bolts, some rope, and a mesh sail lmao
Comment on
HOA fines man over handing out water in heat
Reply in thread
On some of them you can just let the air out of the tire and slip them off the wheel. I did that at a parking garage one time and left the boot in the parking spot.
They found me later and said I stole it, I told them to check the camera footage and they saw someone else carry the thing off. I don't know how I got out of that one but I guess they just went after the other guy instead of me lol
Comment on
*Permanently Deleted*
How do platforms like Patreon and OnlyFans circumvent this? I know OF had issues with payment processors in the past but I'm not sure what changes they implemented to stay compliant. There must be some way for itch.io to keep these things on their platform while not pissing off the payment processors (who can go fuck themselves btw, this is completely unnecessary)
Comment on
Is it common for hetero women to enjoy taking charge during intimacy and switch between who's leading? (I was raised in a traditional family so I'm dumb)
Reply in thread
I disagree. I think OP is a switch and is struggling to find someone who is the same.
Comment on
OMG
Reply in thread
Vice signaling
Comment on
i hate yuppies
Reply in thread
I have them tagged as "Dumb ass AI Defender" so they must act like this all the time
Comment on
*Permanently Deleted*
Reply in thread
I think the issue there is the tech in EV batteries is constantly changing due to miniaturization, battery chemistry advancements, etc. There has to be some point where the cells are "good enough" to become a standard though. I just don't think we're there quite yet.
Comment on
Why democrats under Biden administration didn't release Epstein files?
Reply in thread
They apparently had video (obviously doctored and they couldn't even hide that) after saying for years that all of the cameras malfunctioned. That video was released very recently so that leads me to believe there's more stuff that never got released.
Comment on
Run (drive?) for your lives! It's the Two-Wheeled Terror!
Reply in thread
That's the author/artist self insert he always puts himself in the corner somewhere with commentary about the illustration.
Comment on
Do you ever get phantom vibrations on your phone?
I thought I was getting these but then realized that my Fingerprint reader was triggering in my pocket and it does a very light vibration on a failed Fingerprint attempt.
Comment on
‘Necessary to quell the rebellion’: DOJ tells 9th Circuit that Trump can deploy National Guard from every state and can’t be second-guessed by judges
Reply in thread
You mean saying "I would do nothing different from Joe Biden" wasn't enough to sway voters to vote? Wow what else could she possibly have done?
Comment on
Six Films Better Than the Books They’re Based On
Blade Runner. I recently read through Do Androids Dream of Electric Sheep and really didn't like it much but the movie is phenomenal.
Comment on
What's something about you that's unconventional?
I have a third nipple
Comment on
Do non-English speakers learn to code in English, or in their native language?
Reply in thread
Programmable Logic Controller
Comment on
Credit score is a poorly implemented modern invention.
Reply in thread
The hard inquiry for opening that new card lowers your score. The avg age of accounts drops with the new card and that also lowers your score. The $1k credit limit doesn't raise your credit enough to offset the drops but over time the impact of those will wear off and your score will go back above 600.
What the OP in the image probably means is that paying off a non-revolving account (not credit, something like a personal loan or car loan) can drop your score. It will drop more if its a large account because it drops the total value of all accounts or the total value of non-revolving accounts you owe on (not the remaining value, it uses the total for some reason afaik) + your credit limits from cards.
The best way to raise your credit is to just have an assortment of different credit cards, continually pay them off in full, and have some other type of account in the mix like an auto or personal loan that you continually pay off.
Opening all of those at once will tank your credit for a bit because "credit seeking behavior" is a ding against you. That's not an actual term I don't think, but opening a bunch of credit lines at the same time is a bad look and could be a sign of financial distress that scares off lenders. So just start with 1 card and 1 loan then open a new card every 6 mo to 1 yr. Then when you eventually pay off the loan your score may drop anyways so use that time to open a new loan so you offset the impact of the drop.
The system is dumb but it isn't incomprehensible and it's actually possible to game the system a bit. There are companies that offer pre-paid debit cards but they report to the credit agencies as if you have a credit card with like a $1200 limit and they always report that you have a 20% utilization and always pay on time. That way you build credit without ever actually using credit or racking up debt.
Comment on
Cheeseus Christ, the comments
Reply in thread
That happened too
Comment on
Americans who say they drink alcohol remains at record low, survey finds
Reply in thread
I'm am alcoholic, recovering from heavy drinking for the past 20 years, and weed has always given me anxiety. I wish I could love it but I get so locked in my head and the thoughts just spiral. And in the rare cases that it doesn't give me anxiety it just makes me so sleepy that I can't even function
Comment on
Blahaj goes hard rule
Reply in thread
It apparently tastes like shit so you're not missing out. Stay strong and don't fall for it!
Comment on
Credit score is a poorly implemented modern invention.
Reply in thread
The bigger impact than credit utilization would be the hard inquiry that they use to determine whether to give you the card as well as the avg age of accounts. Low credit utilization may drop your score an extremely tiny amount (only like 1 or 2 points) but the new inquiry and lowering avg age of accounts is a much bigger impact (tens to dozens of pts drop)
Comment on
Backyard roller coaster (1960, + modern photos)
I've been subscribed to this guy, Paul Gregg, on YT for like ten years. He builds roller coasters in his backyard for his grandkids and goes over all the physics and design of them. They actually loop back around to the start unlike the one in this post where it seems like you need to haul the cart back up to the top. Very cool stuff