But 53% of Americans say learning how to budget and track expenses is the most valuable money lesson they've learned, according to a recent survey of over 1,000 Americans from financial services company Empower. Having an emergency fund and avoiding excessive debt followed closely, each with 50% or more of respondents naming them as valuable lessons.

I’m a good ways away from retirement (unfortunately), but I’ve always run my retirement scenarios with no SS included in my math.

I think it’ll still be there in some capacity in 20-30 years, but I have no idea what it’ll look like, so it’s easier to plan without it and be better off if it is impactful in the future.

“Fuck you money” to me is where I don’t need to work at all. Unless I am truly financially independent, I haven’t reached “fuck you money” status

The commitment to tweet-like self posts is what made me leave. I don’t like posting an image or article without being able to provide a title.

Not memes. Anything but memes.

I never heard anything about ‘Crashing’ on HBO before just stumbling on it in the HBO app.

It’s a pretty funny show about a standup comedian trying to make it in NY while dealing with a divorce. It kind of feels like Louie if the protagonist had a positive outlook on life.

It’s not the greatest show ever, but it blows my mind that I’d never heard of it at all

I feel like the end zone is what makes it feel so similar to /r/cfb, not the ranking.

Of these, I think the second option makes the most sense

My rankings:

1. Notre Dame 1-0
2. Southern Cal 1-0
3. Vanderbilt 1-0
4. LA Tech 1-0
5. Hawaii 0-1
6. UMASS 1-0
7. San Diego State 1-0
8. Jacksonville State 1-0
9. Ohio 0-1
10. FIU 0-1
11. San Jose State 0-1
12. Navy 0-1
13. UTEP 0-1
14. New Mexico State 0-1

I really hate Navy couldn’t make this competitive. It would have been great to see them shock the world in year 0

Someone’s been hanging out with Huggins too much

What was the cut of beef?

This is the par 5 18th hole at Beech Creek Golf Club in Sumter, SC.

I was 2 strokes behind the leader and my 3 wood into this fairway was the best drive of the group. I had to be aggressive and go for the green with my 3 wood at 218 yards out.

Here’s an overview of the hole

::: spoiler The answer may surprise you! I topped it into the water and carded a 7 :::

Here's my breakdown with a comparison.

I was really impressed with Hartman at ND so they got a big bump. I thought they'd be good, but I didn't anticipate how good they'd look on offense with Hartman.

I don't know why I expected SoCal to be better on defense. The offense looks to be fine, but you really can't just count on outscoring every team every week. so they dropped a good bit.

I'll try to avoid poll inertia as we move into week one, so I'd expect my ballot to rapidly change week-to-week.

I’m really trying to make my ballot an estimation of the final poll, rather than a weekly power ranking.

Poll inertia must die for this to be reality

Tom Scott - short documentaries about places and things that are are out of the ordinary

Climate Town - comedic video essays on how certain parts of our lives impact the climate

CGP Grey - in-depth animated video essays on nerdy topics like flag designs or airport runway numbering

Dashner Design and Reatoration - realistic furniture restoration where the guy is honest about flaws and failed techniques. Not too much talking, but enough to let you know why he’s doing certain things

It just feels so Reddit

I think you’re supposed to see that and see that it’s cringe though. I still couldn’t get into it though. I watched the first season and half of the second and it didn’t do it for me

I don’t like predicting individual wins and losses, but here are my predictions for South Carolina.

Likely wins:

• Furman
• Jacksonville State
• Vanderbilt

Lean wins

• UNC
• Mississippi State
• Missouri
• Florida
• Kentucky

Lean losses

• Tennessee
• Texas A&M

Likely losses

• UGA
• clemson

I am not looking forward to that Tennessee game. If the Twitter Vols are any indication, they want to beat us so bad. Even if we win, I don’t think it will be fun to watch

“Fine” meaning “just okay”?

I feel like Stanford has to be higher. They’re a program that is actively falling off a cliff and being left of of realignment after reaching monumentous heights just 10-15 years ago.

#11 isn’t hype?