Spyke

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Rabbit Population

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It's making reference to logistic curves and how rabbit populations, which can grow exponentially, will oscillate between a low and high population size.

In short, it explains why some years there are a shit ton of rabbits, and other years, very few.

linux

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Does Windows virtual machine crash due to low RAM?

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This sounds exactly like Linux giving the old OOM killer. Reproduce the problem, then look at the output of sudo dmesg. If it shows something like "OOM killed process", then yes, that's the problem.

Do the following:

  1. Consider giving less memory to the VM
  2. Ensure you have at least a little swap space configured on Linux
  3. Consider getting more memory
  4. Exit other programs on Linux, especially web browsers
movies

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Review / Project Hail Mary

I read the book, then saw the movie.

Apparent plot holes (can't remember them right now) in the movies are explained by the book. And so many unexplained details like the

::: spoiler Tap for spoiler nature and behavior of the astrophage :::

And also

::: spoiler Tap for spoiler why Grace didn't die the same way Rocky's colleagues in space did :::

are explained in the book, making it a superb tie in.

Loved them both. If you haven't read the book, you should.

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YSK how mortgage refinancing works in the US

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If I understand correctly, you are asking if your lender will let you refinance. The answer is that it's not up to them, you go to any other lender and try to get a better deal, and then they pay off your old loan and get you a new one. Your old lender (to my knowledge) cannot refuse the payoff.

There's also something called a Mortgage Recast, in which you make a one-time payment and your existing lender adjusts your payment schedule at the same interest rate.

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YSK how mortgage refinancing works in the US

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  1. You're right, I was taking numbers from years ago where .25% was a more significant fraction of an APR than now. But if you have a 7% mortgage right now, you can probably get one for 6% right now.
  2. Indeed, "money exchanging hands" isn't the only way to get consideration

There's a lot of stuff I didn't discuss, like "points" which are not explained well by lenders (and sometimes I think they keep it purposefully obtuse).