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tipofmytongue·Tip Of My TonguebyPat12

Looking for: dark chocolate bar with dried fruit/nuts on top, purchased at costco a few years ago. Packaging is dark purple, about the size of a cutting board, and clear in front to see the chocolate.

A few years ago someone purchased this delicious dark chocolate bar with dried fruit on it. They bought it around christmas time. The box was fairly large, dark purple, and clear plastic in front so you could see the chocolate and dried fruits and nuts (raspberries, blackberries, pistachios, strawberries, and some other things). Would love to try to find it again.

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femalefashionadvice·Female Fashion AdvicebyPat12
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miami·305 MiamibyPat12

Best condos/places to live for young professional

Looking for building recommendations, asking for a relative who is looking for 1-bed condo/apartment in a high rise building. They have looked at online reviews but many mention frequent fire alarms, dirty facilities, or strict rules.

  • max rent $3000 USD, but looking for cheaper
  • working in Brickell but looking for a 1-bed place about 20 min commute by public transport (and ideally this would help them find a place <$3000)
  • grocery store nearby
  • easy access to activities would be ideal (sports activities or restaurants).

Thank you.

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1
washingtondc·District of ColumbiabyPat12

Is this normal? Applied for a govt job and they offered me something completely different

I applied for a contract job at one of the government offices in a certain field and they gave me an offer at the place but for a completely unrelated field after one interview, without any communication on doing so. For example, if I were in medicine, it's like being a face doctor and they gave me a job in podiatry. Is this normal? I assumed if I apply to job X and I'm told I have an offer, that it would be for job X.

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femalefashionadvice·Female Fashion AdvicebyPat12

Where can I find these sheer statement tops?

Not a fan of this specific one but the general idea of this kind of top, where can I find similar tops? I recall they were also popular around 2020, at least in Europe. If you watch love is blind habibi, Safa in episode 2 seems to have some sort of statement top as well, but don't think it's sheer. Would be nice to find it but I can't take a screenshot on netflix.

Thanks!

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16
finance·FinancebyPat12

DCF questions - financial modelling (relaxed assumptions)

2 questions i’d like to understand about DCF models which I am learning:

1) I understand the difference between growth capex and maintenance capex, but what if I want to only put in maintenance every 5 or 10 years? is there a formula that I can use to say incorporate maintenance capex every 5 years?

2) we assume that assets are ready to use right away but what if they are not? For example, what if I have an asset but some of them are not ready to use, like a forest but some trees are not ready to be cut down or cows and some are not ready to produce milk. My starting revenue would increase every year, presumably by some given growth rate, but my starting capacity would change, so how do I incorporate both?

Thanks!

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2
financialmodelling·Financial ModellingbyPat12

DCF questions (relaxed assumptions)

2 questions i'd like to understand about DCF models which I am learning:

  1. I understand the difference between growth capex and maintenance capex, but what if I want to only put in maintenance every 5 or 10 years? is there a formula that I can use to say incorporate maintenance capex every 5 years?

  2. we assume that assets are ready to use right away but what if they are not? For example, what if I have an asset but some of them are not ready to use, like a forest but some trees are not ready to be cut down or cows and some are not ready to produce milk. My starting revenue would increase every year, presumably by some given growth rate, but my starting capacity would change, so how do I incorporate both?

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2
sailing·SailingbyPat12

Process of sailing - please help me to confirm my understanding

I've recently learnt to sail but when I'm on the water, all of my theory goes out of my head. Can someone please explain the steps of sailing or confirm what I've written below?

  1. check the wind direction
  2. think of where I want to navigate to and point the boat relative to the wind.
  3. think of the points of sail. For the boat's position relative to the wind, change the main sail to the respective point of sail and the wind will catch the sail.
  4. use the main sheet to keep the sail in the "point of sail" direction that the wind should be in.
  5. make very small movements to keep the boat going straight towards my target
  6. once i'm going straight, check the sail if it's luffing periodically and trim the sail if necessary

when tacking,

  1. use the tiller to turn the boat around, either pull it fully towards or away from me
  2. once the boat is turned around, pull the tiller so that it's now straight and you can let the tiller handle lay on the side of the boat
  3. switch sides as usual

thank you!

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22
nyc·New York CitybyPat12

What salary should I ask for? Junior finance role. They are offering $65/year in NYC.

I am interviewing with a company where they are offering $65K/year in NYC for an analyst (junior level) role. The senior analyst position is $85K/year. These salaries seem extremely low for NYC (although I'm not from NYC or even the US). What would be an appropriate salary to ask for for a junior analyst role? It involves financial modelling. I want this kind of job but I also want to be able to live without too much stress.

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6
healthyfood·Healthy FoodbyPat12

Ideas for low calorie meals to maintain weight (cannot exercise)

I was recently in an accident and cannot exercise; particularly, I cannot put weight on my feet or lay my feet on the ground. Consequently, I have to maintain my weight purely through diet. I typically aim for around 1300 calories/day.

So far I have:

  • breakfast: fried egg/egg white on toast with a glass of water (about 200 cals)
  • lunch: chicken breast, small piece of bread, with a large spinach salad (about 300 cals)
  • afternoon snack ?
  • dinner ?

Thank you.

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