Spyke

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What hobby seems boring to most people but is actually fascinating if you dive into it?

Self Hosting. I love optimizing my securing my life while improving my family's privacy. Nextcloud to store and backup media, contacts, and knowledge base. Hosting a free remote VPN on OCI, remote encrypted backups to a fellow enthusiast's server...I love that while my data is local, if my house was to burn down, the years of pictures and precious memories will still be available. I also like being able to use this tech to help people close to me, doing backups for them, sharing ISO's, etc.

memes

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Already feels like this sometimes

ngl, I don't comment nearly as often anymore out of concern for anything I say to be misconstrued, argued, or wanting verification like this meme. Ya'll, I've got a job and a life, I can't/don't want to sit here and fight people. The worst gets assumed of anything and it gets difficult to have productive, much less positive discourse online.

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How much do Americans actually pay for healthcare?

I work for one of the largest healthcare providers in the US. I pay $450/mo for health insurance. This is not including vision, dental, or money I set aside for FSA (a pre-tax savings account restricted for use for paying for healthcare) and for and HRA (similar to FSA, but intended for when you're older, and our company partially matches our contributions). The FSA has been refusing to pay for legitimate doctor visits that insurance has sanctioned. I pay out of pocket for a lot of procedures that the insurance ducks, such as laser eye surgery, vasectomy or even for birth control pills prior to the vasectomy.

The laser eye surgery was ~$5,000 out of pocket, the vasectomy was ~$2,000.

I had a visit to the ER - I was driven by my partner to avoid ambulance costs, and with insurance, had to pay $450 only for the doctors to stay they couldn't figure out what was wrong and I end back up there later that week for another $450.

I was in a car crash a few years ago and my medical costs (again, with insurance) came out to ~$250,000.

This is while making $85,000/yr working as a Senior IT Engineer, and paying $2,700/mo for rent.

Generally speaking, with insurance, we're probably paying about twice as much for any given situation, but insurance itself is also expensive and likes to dodge paying for as much as possible.