Spyke

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privacy

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Why US tech giants are threatening to quit the UK

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In the worst case scenario, just use any non encrypted chat channel, but encrypt all your messages yourself

Use a PGP tool to create yourself a public and private key

Give your public key to anyone/everyone (it can be through non encrypted routes, your public key is not secret)

Similarly, your friends share their public keys

You encrypt your messages with the recipient's public key. They decrypt the message with their private key. They reply to you, and encrypt their message with your public key. You decrypt their message with your private key.

It's quicker in practice then it reads. This type of self-encrypted messages will always be an option. I don't know how the UK plans to stop it...

memes

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Payday 3 lets you steal the FoV slider too.

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  1. If say the the majority of humans have mental difficulties at some point, and that's no reason to ostracize someone.
  2. I don't know why you think this person is mentally ill. Maybe you're being edgy based on how the account self identifies. If so, very good, very funny. Wow. Amazing joke. (Sarcasm)
news

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Auto loans could pose a bigger threat to young Americans than student loans. For the first time, the outstanding volume of auto loan debt just surpassed student loan debt.

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Where it gets spicy is:

Buying (financing) a new car, and then having it repossessed at half the purchased value (still 50%) debt to pay

If people have cars repossessed en mass, the second hand car market will be affected, prices for used cars go down (because the supply goes up). This makes repossessions not cover the whole loan, see above point

Finally, as more and more Americans no longer have access to cars, they also lose access to... A lot of society (work, education, healthcare). If this affects a large enough percent of the population, there will be macro effects.