Most of it. Used to be some of it.

2/3rds of my income goes just to paying rent/utilities at this point. I do have some money taken out of my check for retirement because I would be foolish not to, but at this rate it looks like retirement might not be in the cards for my generation at all. Even with the few extra bucks at the end of the pay period, it wouldn't amount to much.

Every time I get a pay increase, it seems like the cost of living is right there on my heels, clawing back any significant gains I might have enjoyed.

Around 2000 to 3000CHF or about 1/3 to 1/2 of net income (excluding bonus) a month

About 75% for needs and a little wants like Netflix etc. 3 kids and wife at home costs a little more. About 25% for savings for retirement.

Because of inflation, about 1/3 maybe? I am lucky that I use a family member's staff discount and plus the discount vouchers so i pay half of what I would spend otherwise for my weekly shopping. But it could be less since every month, I visit my parents and they give me packed food to go home with, which sustains me for three to four days.

#DIV/0! I was laid off and haven't been able to find another job yet, so salary is zero, but basic needs still exist and cost money.

Around 700%

Not a joke

It's been a shitty year and a half

Somewhere around 60% I guess. I'm self employed so I don't have a steady income and I'm not sure what it averages to per month. As long as I see my wealth steadily increasing I don't worry too much about it.

This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol.

100% then

Ideally you build your life around 50/30/20. 50 needs, 30 wants and 20 savings. I was more like 80/20/0 until I was 22. Then around 60/20/20 for a few years and now I'm at 30/40/30ish. Lucky to have made good financial decisions and starting early in a good career.

120%. grocery and transportation to work gets everything the rest i get help

More than all of it.

Well, the mortgage on a 120-year-old house, food, water, electricity, internet, phones, medical bills, and medication, and the usual modern necessity bits and pieces, add up to about $5k/m

Add on childcare and similar that's $6.5k

:(

So most of it...

42 of course.

62%

Think it's about £600 a month for the house/bills, then £50 a month for my half of the food.

Does £30 on olives and cheese count as essential?

After tax not sure how much I get yet as I am in a new job and not yet had a full months pay but can't be far off £2k, so like 33%. Then the rest is split between luxuries, stupid things I don't need and savings.

If we're also including rent then 2/3 of my income goes to basic necessities... That's not including things like car insurance or Internet access.

I have a good job and nice rent deal, so it's around 70%. Market rate for the rent is probably another 10%+ of my salary but the landlord is not raising the rent which surprises me.

Based on my records, probably averaging 40-50% on needs. Exactly 30.7% on housing, somewhere >10% on basic needs food, and maybe just a bit more for emergency. The numbers for food is a bit fuzzy since I don't specifically separate out, say, a 6-pack beer or a really nice chocolate bar from other groceries

For context though, I make above average salary for my area, am relatively young & healthy (so almost no healthcare needs), and didn't mind living a bit frugal...

Really not sure but probably around 40-50% of income. Should really do a budget. We're in surplus monthly by a little bit so build up 5-10k a year in the offset account and both have superannuation accounts which contribute 12% of our income directly (should add more). Plus we have 2 other properties, one which earns us 10k a year but doesn't increase in value much, the other which costs us 10k a year but my mum lives in the 2nd one so can't sell it and it is going up in value more than 10k per year too.

Our biggest outgoing is childcare. Can't wait for our youngest to leave and go to school and even though it's not a public school, it still costs way less than childcare.

But I did just spend $500 on wine this month which will last about 6 months or so. And we get a takeaway once a week for $65, and I eat lunch out at least twice a week at about $15 each time. Should probably curb some of that spending and do some more investing.

Bills are 55%

Food is 25%

I had enough left to save, but it's going to be student loans soon thanks to Trump.

when I have one pretty much 100% and anything I don't is to save for when I don't have one.

Salary?

My ratio is probably around 40% (shelter, food, maintenance, necessities). We spend a lot on groceries because we like to cook stuff at home. Then 20% (wants, hobbies, entertainment, non-essentials), and 40%(savings, investments).

Around half

Of netpay? All of it. Of gross pay? About 12% is going into retirement accounts so I guess 88% is going to life.

My husband does a little better - we don't have to always use all of his pay (which is variable) so if you are counting household net pay, I think maybe 80% over the course of the year, 20% available, we used it this year to pay off renovations on the house which I would call desired improvement not just repair. So together we are pretty strong.

Funny enough I just setup self-hosted firefly so I can actually answer this question. 38% goes to expenses. Once I'm finally done with daycare that should be closer to 25%.

Based on my income after taxes and mandatory insurances (health, retirement and so on):

• 25% rent (including water)
• 15% utilities (electricity, heating, internet, phone plan)
• 10-15% food (including comfort food like sweets)
• 5-10% insurance and stuff for my unemployed partner
• on average 5% other necessities (public transport, clothing, ...)

Well if we split so my SOs income isnt counted and our expenses are shared equally, then about 40% for house with utilities and insurance

Then about another 15-20% for food

Rest goes to savings, clothing, dentist, hair cuts, video games, whatever

Aint got no medicine or anything else

Tax 25% (covers basic healthcare) Housing 12% (somewhat small) Food 10% (lavish meals) Transportation 6% Clothing 3% (wild guess)

This would not look the same if I lived in a big city. After I got my degree I moved to the part of the country where the living cost to pay is very good.

Living, travel and loan expenses about 50 %, 25 % to saving in a 25/75 funds/stocks split. The rest for food and life.

Maybe 45% on needs 20%on wants and rest investment and single digit % on donations

I took a break from work to try to start a business, so my numbers are terrible today. But when I was employed, it was about 30% need, 20% want and 50% savings. And I was living a very comfortable life with that 20% want, a bit shy of €2k on that pillar per month.

About 10% I wager. Next to my fulltime job we own and currently rent out 24 units of real estate that net us around 17k a month. Both of us are in financial services taking salaries just south of 10k after taxes. Most of the disposable income are put into the stock market. We will be financially independent in about 5 years.

The rest goes to the kids.