All I want is software that I can put DD’s and known regulars in and it can tell me how much I’ll have in 3 or 6 months time.
I’ve tried firefly, actual budget and most of the docker based ones but still stuck using the forecast app on the ipad.
They’re all just way to over complicated for what anyone I know wants and given how AI can’t get the simplest things right, I’d rather someone just work on simplicity that works, like microsoft money didn’t before they killed it. 🙄😕
Edit: Well I gave up trying to find something that was simple to use so I built one!
https://money.paulcdb.com/ is going to be free to anyone interested with the caveat that I’ve built it for myself, I host it myself and runs on kubernetes. At some point I’ll likely put it up on forgego for others to self host but right now I’m trying to see if theres any major issues.
My workflow is add any credit cards, add scheduled transactions, then link the payments to the card.
If you add in APR, 0% periods, etc, it should calculate it all and give you a “projected debt free” and warning: It isn’t pretty! 😳 If you add a 0% periods, it’ll also calculate how much you’d need to pay to clear it off before the period ends. Hopefully all these calculations are correct although if they are, it’s depressing looking at the graph! 😞
There’s also a demo login: demo/demome if you just want to experiment!