It's most likely some form of "buy now pay later" "credit but not credit" nonsense

That's probably what caused me to post, especially to a safer space like nostupidquestions. I had an impulse feeling, I was already falling asleep, but really wanted to ask. Pretty great to see all the information condensed in this thread!

It's a reflection of patriarchy, unfortunately.

I pondered adding some text in the body but wasn't sure how to correctly put my feelings on a possible "why" into words, but I think this really represents how I feel why it could be.