Spyke

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Remember when Target blamed theft for closing stores? It's all lies.

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You only report a crime when it's happening. If someone successfully takes a lipstick without getting caught then it would take until the next inventory for them to catch that it's missing. The inventory discrepancies are sent in to insurance. Cops wouldn't be involved because no one is going to sit through dozens of camera feeds woth hundreds of not thousands of hours of footage between inventories to figure out who stole it.

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An Auto Loan Debt Crisis Looks Imminent

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Nah.

It's poor planing and over spending that is the issue. People who lease cars are on an endless cycle of never owning anything and always laying a premium.

Just actually buy a car you can actually afford.monthly payments on and drive the car into the ground. Every car in have owned has made it at least a decade and a 150k miles. Once you are done paying off take what the monthly payment would be and out it into two banks account split 20/80. Woth the 80% being towards a new car and the 20% being for repairs.