Spyke

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What has been your best financial move in life?

  • Not having a car (always living/renting in walking or biking distance of my work)
  • Moving in with my partner straight out of college so we could split expenses
  • Moving (with partner) to a low-cost-of-living city for the first 5 years after college
  • Putting most of my medium-term and long-term savings into low-expense-ratio, passively managed index funds starting in my early 20s
  • Buying almost exclusively second-hand clothes, furniture, and cookery
  • Borrowing all desired books (and many desired movies and TV shows) from the library
  • Only buying games when they are bundled or otherwise on steep discount years after release
  • Pirating any other media in which I'm interested if its distributors make it even remotely difficult for me to buy it at a reasonable price
  • Planning all dinners in advance every week before grocery shopping (leads to almost never eating at restaurants or ordering takeout, and almost no food waste because grocery list is based on actual meals)

Now, if I had to choose the best financial move out of that list? Probably the index funds. Though not having to pay for a car (or car insurance, or car registration, or car repair and maintenance, or parking, or fuel) is a close second.

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Yeah if Shape of Water is the worst movie they've seen, I gotta assume they've seen about 10 movies total.

Even if it's slightly overrated, in the grand scheme of all movies that one is way above average.