Spyke

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What's the best financial decision you've ever made?

A lot of people are against credit cards which is understandable. But I use them almost exclusively and pay them in full every month.

As long as I don't go over whatever I have in cash, these credit cards help me in building credit score as well as provide a layer of protection should some person or site try to over charge me later.

It's not for everyone, but it worked for me.