It's like the government just stopped caring to protect us at all. Every regulatory system has been broken. You are being sold carcinogens every day and there is no help coming. Have a nice day!
Your ancestors knew that doing stuff like that wasn't sustainable. However, instead of leaving the door closed, they opened the door nice and wide, exploited it as long as they could, and then welded the door shut so that no one else could take advantage of the leftovers.
666 people are enrolled in a trial system so that their pizza debts are collected from their estate when they die.
No interest rate or fees.
So.......
Basically free pizza for life. It's not predatory, And it's insane to me that people post articles, even in a comment, without reading them. Because if you had read the article "predatory" would be the furthest thing for your mind. It's just a gimmick promotion to increase sales
Shit, if everyone signs up for that what's to stop them from going bankrupt before you have to pay? Also, what stops people from altering the will after the fact?
You know your life has gone to shit when you have to finance a pizza.
But most importantly, whichever corporate honchos thought preying on the ultra-poor was a decent thing to do and authorized this scheme should know they're worthless human beings.
Probably related to the high prices of delivery services. Maybe people wouldn't think about financing a pizza if the cost wasn't tripled by delivery.
I don't use any delivery service, and I can drive 5 minutes over to Little Caesar's and get a pizza for about $6, or I can go to Pizza Hut and pick up a better pizza for about $10. But I hear that other people pay vastly higher prices for their unhealthy fast food when they use delivery services.
My wife and I were talking about this earlier. Boomers who managed to save cash were able to put that money into fixed income assets at incredibly high interest rates during the eighties. A 5 year CD in 1984 paid 12%, at renewal in 1989 it was, 9%, then 6.5% at the next renewal in 1994. In 1999 rates started their race to the bottom but stocks skyrocketed. So if you amassed cash in the eighties and nineties through fixed income, you had a great position to capitalize on the dot com boom, buy cheap during its crash, buy cheap real estate after the 2008 financial crash, capitalize on the market rebound, etc. All mostly for free because of timing.
All easy decisions, in hindsight. In reality quite a few missed out completely on all of those or lost significantly. It's all just some sort of gambling in a casino. I'm sure in hindsight it will be clear which opportunities you missed out on in your time. The big difference is being able to save to start off with, because wages were relatively a lot higher for simple jobs than they are now.
That's why I started by highlighting the fixed income stuff like five year CDs. I remember my mother and grandmother putting their money in those and bonds and how well it served them into retirement. Those weren't hindsight. Back then, working families put their money in savings. Sure there were Wall Street cocaine yuppies making insane money but, at least in my household, that was just the stuff of movies.
I'm not fully disagreeing with you. I just think both aspects made a difference. Higher wages and a feasible way to save your money without having to partake in the casino was key. I look at millennials and zoomers and I see none of that. Low wages, higher cost, and the only way to save for retirement is by betting everything you've got on a system that's heavily rigged against you as a retail investor. As Gen-X at least we had the chance to make our own wealth by creating an entire new industry. My younger siblings and my children would have had none of that, if I had siblings or children. /Rant
covid crash happened only a few years ago and looking back it was the opportunity of a lifetime. Of course at the time there was a very real possibility that society was collapsing and there wouldn't be a stock market in a year or so.
Costco pizza is the best. I just wish they had more variety.
Also I wish I could just order on my phone and then pick up when I'm done shopping, rather than having to queue for 15 minutes to order and then wait another 15 while they cook it.
Feudal peasants actually got a decent amount of time off, because the landlords understood that they had to keep the masses happy. Medieval peasants had an average of like four months of vacation time a year. Basically, the ruling class knew that the only thing stopping the peasants from marching up to the castle with pitchforks was the peasants’ own sense of civility.
My gut says medieval peasants had to use that time on chores. Where can I read about how medieval peasants had like, a good time? And that they weren't unhappy enough to kill their Lords?
As if advertisement wasn't already the most insidious part of everyday life, now they're also laughing at us and the capitalist hellscape they've put us in.
Not really capitalism if they got the government's economic and political support against competitors. I'd really call it Neomercantilism more than anything
What's the interest charged? If they're charging 0% of interest then it could be a good decision if you have an account that pay interest over thar time. Obviously, it also assumed that ypu were already going to buy a pizza anyway.
Today's Behind the Bastards is about how Christianity was eaten by capitalism. The super far right propaganda campaign like FOX news and PragerU started before WWII when pastors were all far left champions of the poor. (Contrast today.)
Seems relevant.
FDR's New Deal was meant to stop the Great Depression from turning into a socialist revolution (We were watching the early USSR play out).
Interesting, I've always wondered how American Christianity managed to be so right-wing despite being based on the idea of a rebellious, anti-materialist, proto-socialist, proto-hippie Middle-Eastern figure.
I'm not religious but was raised Christian so the contrast between their interpretation of Christianity and the "teachings of Christ" are baffling.
It won't let you finance under$50 I checked it out. So I imagine this may be for parties but then I'd just buy a bunch of Little Sleazers and call it a day.
I'd just make it myself. You could make it yourself with better ingredients for the price of cheap pizza, or you could slice up veggies and put it on a frozen pizza if you're not great at cooking
Harsh but fair. An average pizza combo would be about 15 bucks.
Having an unhealthy diet and eating 3 daily for a month would be about 1300 USD monthly, about 16k a year.
The median mortgage payment is about 1600 USD and you'd need to save about 2500 USD monthly for a year for an average down payment for a house, of about 30k. In total 4k monthly give or take. Add 4k for col and you have 8k monthly for expenses with no weird shit happening to you, yet
So in order to not be affected by these pizzamania scenario, you'd have to earn and 80k annual salary and be able to save more than half of it monthly.
That's all assuming you have no weird medical emergencies, which you won't have.
It's like the government just stopped caring to protect us at all. Every regulatory system has been broken. You are being sold carcinogens every day and there is no help coming. Have a nice day!
Our parents thought "free handouts" weren't good for us and were only for "bad people" which was inexplicably often black people
Your ancestors knew that doing stuff like that wasn't sustainable. However, instead of leaving the door closed, they opened the door nice and wide, exploited it as long as they could, and then welded the door shut so that no one else could take advantage of the leftovers.
It’s unfortunate, but even without the boomers we might be speed running into a brick wall.
Right?! It's just tricking people into spending money they shouldn't.
That's like 99% of what marketing is.
Which is one of the many reasons why advertising should be illegal with very few exceptions.
It’s vile what we consider normal.
Absolutely.
How do you define advertising?? How do you propose you inform people about your product?
How do you define profit? If you mean creating value- no, you can't. Life requires consumption of value. That is food, that is water, and medicine.
No. It exists because people want to exchange what they have for what they want.
Next they will have Pizza Mortgages and their logical counterpart, the Reverse Pizza Mortgage.
" If you own your pizza, you could qualify for a reverse pizza mortgage!"
Did anybody at all read the article?
666 people are enrolled in a trial system so that their pizza debts are collected from their estate when they die.
No interest rate or fees.
So.......
Basically free pizza for life. It's not predatory, And it's insane to me that people post articles, even in a comment, without reading them. Because if you had read the article "predatory" would be the furthest thing for your mind. It's just a gimmick promotion to increase sales
I definitely wish I was one of those 666 people
Fair enough.
And I apologize for the harsh tone.
I read the article you linked, and I was like "what's this guy talking about".
Have a nice day.
Shit, if everyone signs up for that what's to stop them from going bankrupt before you have to pay? Also, what stops people from altering the will after the fact?
Well, they can sell your debt if they go down.
I'm sure companies will be lining up to take debt that pays out on the debtors death.
You know your life has gone to shit when you have to finance a pizza.
But most importantly, whichever corporate honchos thought preying on the ultra-poor was a decent thing to do and authorized this scheme should know they're worthless human beings.
Probably related to the high prices of delivery services. Maybe people wouldn't think about financing a pizza if the cost wasn't tripled by delivery.
I don't use any delivery service, and I can drive 5 minutes over to Little Caesar's and get a pizza for about $6, or I can go to Pizza Hut and pick up a better pizza for about $10. But I hear that other people pay vastly higher prices for their unhealthy fast food when they use delivery services.
Most pizza places offer free delivery. Don't use fucking Uber Eats to order a pizza.
uh, you should check your receipt. at least in my area, no pizza is delivered for free. it's always cheaper to go pick it up.
"Free delivery, with a 15% discount if you pick it up" is a common way to phrase they charge for delivery that plenty of people gloss over.
My wife and I were talking about this earlier. Boomers who managed to save cash were able to put that money into fixed income assets at incredibly high interest rates during the eighties. A 5 year CD in 1984 paid 12%, at renewal in 1989 it was, 9%, then 6.5% at the next renewal in 1994. In 1999 rates started their race to the bottom but stocks skyrocketed. So if you amassed cash in the eighties and nineties through fixed income, you had a great position to capitalize on the dot com boom, buy cheap during its crash, buy cheap real estate after the 2008 financial crash, capitalize on the market rebound, etc. All mostly for free because of timing.
All easy decisions, in hindsight. In reality quite a few missed out completely on all of those or lost significantly. It's all just some sort of gambling in a casino. I'm sure in hindsight it will be clear which opportunities you missed out on in your time. The big difference is being able to save to start off with, because wages were relatively a lot higher for simple jobs than they are now.
That's why I started by highlighting the fixed income stuff like five year CDs. I remember my mother and grandmother putting their money in those and bonds and how well it served them into retirement. Those weren't hindsight. Back then, working families put their money in savings. Sure there were Wall Street cocaine yuppies making insane money but, at least in my household, that was just the stuff of movies.
I'm not fully disagreeing with you. I just think both aspects made a difference. Higher wages and a feasible way to save your money without having to partake in the casino was key. I look at millennials and zoomers and I see none of that. Low wages, higher cost, and the only way to save for retirement is by betting everything you've got on a system that's heavily rigged against you as a retail investor. As Gen-X at least we had the chance to make our own wealth by creating an entire new industry. My younger siblings and my children would have had none of that, if I had siblings or children. /Rant
EDIT: The eternal battle with autocorrect
Yeah. People could also get rich now on crypto, but that's easy to say in hindsight, it was all a gamble, and just as many people lost a whole lot.
covid crash happened only a few years ago and looking back it was the opportunity of a lifetime. Of course at the time there was a very real possibility that society was collapsing and there wouldn't be a stock market in a year or so.
everything's easy in hindsight
Casually dropping 20k isn't in 95% of people's ability.
Domino's barely even puts sauce on the fucking pizza anymore. Fuck the economy.
Costco pizza is the best. I just wish they had more variety.
Also I wish I could just order on my phone and then pick up when I'm done shopping, rather than having to queue for 15 minutes to order and then wait another 15 while they cook it.
Man, idk what kind of pizza options you have in your area, but I'm sorry that none of them are good.
Costco pizza is fire. If you dab some grease off and try to ignore the feeling of your arteries actively clogging, it's pretty damn good
Oh I can get better, but not that much for that price.
What? We call in a whole pizza order all the time. You can do that.
Not at mine. You used to be able to, but stopped it.
Someone is friends with the manager and is lazy at yours then.
Don't fuck it... That will bring a worse bastard to live.
True, it's mostly cheese here in Australia.
"You will own nothing and you will be happy about it." -1100 c.e. The Feudal System
Feudal peasants actually got a decent amount of time off, because the landlords understood that they had to keep the masses happy. Medieval peasants had an average of like four months of vacation time a year. Basically, the ruling class knew that the only thing stopping the peasants from marching up to the castle with pitchforks was the peasants’ own sense of civility.
And by "vacation", you mean "Time spent working not to pay taxes"
Now dopamine hits are used
My gut says medieval peasants had to use that time on chores. Where can I read about how medieval peasants had like, a good time? And that they weren't unhappy enough to kill their Lords?
Large if verifiable
As if advertisement wasn't already the most insidious part of everyday life, now they're also laughing at us and the capitalist hellscape they've put us in.
Not really capitalism if they got the government's economic and political support against competitors. I'd really call it Neomercantilism more than anything
...............thats literally what capitalism always does. manipulate the government for economic and political support. Thats like capitalism 101.
Source: your left ball
Source: United States vs FEC
TF is that?
You've got a search engine
I've got some, and none of them drops good results on this
My previous comment to someone who answered the same thing applies here too
No, this shit comes from capitalism, which got corrupted by direct government intervention in the economy for some "muh we gotta save them" bs
The government should make the rules, not play the game
Again, source: your left(ist) ball
What's the interest charged? If they're charging 0% of interest then it could be a good decision if you have an account that pay interest over thar time. Obviously, it also assumed that ypu were already going to buy a pizza anyway.
6 weeks of interest at 0.25%apr compounded daily on a ten dollar pizza is 0.34 cents, or 0.0034 dollars. Might not be worth it, but ymmv.
My APR is 4.26 at Discover, Ally, and Sofi... that's like 17x the pennies!
If you're catering some huge event (...with pizza, apparently), it would absolutely make sense.
Business owners be like:
Well, how else are you going to raise morale after you fire half of the company after a year of record profit?
Today's Behind the Bastards is about how Christianity was eaten by capitalism. The super far right propaganda campaign like FOX news and PragerU started before WWII when pastors were all far left champions of the poor. (Contrast today.)
Seems relevant.
FDR's New Deal was meant to stop the Great Depression from turning into a socialist revolution (We were watching the early USSR play out).
Interesting, I've always wondered how American Christianity managed to be so right-wing despite being based on the idea of a rebellious, anti-materialist, proto-socialist, proto-hippie Middle-Eastern figure.
I'm not religious but was raised Christian so the contrast between their interpretation of Christianity and the "teachings of Christ" are baffling.
Medieval Christianity was already very removed from that figure tbf.
We were very removed from that figure when we nailed him to a cross and let him bleed out.
If you look as religion as padding for the ego instead of an idealistic pursuit, it makes all the more sense.
Maybe the tankies will actually save us. If we can get another red scare going our government might step towards social democracy for a change.
Cardboard? Are you talking about the pizza, or the build quality of a lot of new houses I’ve seen?
The pizza mostly, but that also fits.
Born to early to experience a capitalist free post scarcity solarpunk utopia
assuming it ever will exist
If you need to finance a pizza over 6 weeks, you were never going to do the other two things either.
It won't let you finance under$50 I checked it out. So I imagine this may be for parties but then I'd just buy a bunch of Little Sleazers and call it a day.
I'd just make it myself. You could make it yourself with better ingredients for the price of cheap pizza, or you could slice up veggies and put it on a frozen pizza if you're not great at cooking
Not a lot cheaper, but so, so much better
Oh you're absolutely right. Even the cheap pizza dough kit is better. Making tomato sauce is crazy ready too.
Harsh but fair. An average pizza combo would be about 15 bucks.
Having an unhealthy diet and eating 3 daily for a month would be about 1300 USD monthly, about 16k a year.
The median mortgage payment is about 1600 USD and you'd need to save about 2500 USD monthly for a year for an average down payment for a house, of about 30k. In total 4k monthly give or take. Add 4k for col and you have 8k monthly for expenses with no weird shit happening to you, yet
So in order to not be affected by these pizzamania scenario, you'd have to earn and 80k annual salary and be able to save more than half of it monthly.
That's all assuming you have no weird medical emergencies, which you won't have.
At least until the diarrea hits