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plaintextaccounting·Plain Text Accountingbyzako

Trends to analyze expenses and revenues

This is a brain storming I want to share with you 😆 .

I feel that PTA is very good to track every transaction but sometimes it is difficult to "understand" the evolution or if I am in the right path of my finances. It easy to know your expenses one month, year... (hledger bal expenses -p 2023 or hledger bal expenses: -M -p 2023). But it does not provide a good and quick picture if I am expending more or not.

I think that many use graphics to try to understand the trend of our personal finances. But I think it could be also achieved with text reports. I am thinking in two kind of reports:

  • Balance Report to compare the same period of time in the last years. For example, compare the Q1 (or months, or weeks...) of the last 3-4 years
hledger report-type-1 --period-report q1 --period 2020..2023 "expenses:"

                ||   Q1-2020   Q1-2021   Q3-2022
================++==============================
 expenses:...   ||  
  • Moving Average Report. For example, I can obtain the average expenses in the last 12 months with hledger bal expenses: -MA -p 2022.01..2023.01 and I could obtain the average 12 month expenses of the previous month with hledger bal expenses: -MA -p 2021.12..2022.12. The idea would be to have a report to know if I am spending less in average in the last X months and, not exactly month to month or quarter to quarter.
                ||   2022.11-Average-12m   2022.12-Average-12m   2023.01-Average-12m
================++==================================================================
 expenses:...   ||  

These are a bunch of ideas. Perhaps it should not be directly linked with the reporting capabilities of PTA. Perhaps it should be scripted with bash, with org-mode...

What do you think? How do you analyze your PTA data?

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plaintextaccounting·Plain Text Accountingbyzako

better investment tracking with hledger roi 1.31

The last version 1.31 of hledger came with an improvement to the output of hledger roi that makes easier the tracking of investments to even take decisions. They added the "TWR/period" column to the report.

Until now, "hledger roi" provided the annualized IRR and the annualized TWR but not the real return of the desired period. The difference between return and annualized return is key, because if I earned 5% for 6 months, I earned an 10.25% annualized return but what I really have in my pocket is an additional 5% of my initial investment.

The next screenshot is the output of the first 9 months of 2023.

Now for every month I have the anualized IRR and TWR, but the most interesting column is the "TWR/period" column which display the return of the period. Finally, the last line provides the return of the first nine months of the year (TWR/period) and also the annualized TWR and IRR.

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4
selfhosted·Selfhostedbyzako

recommendations for selfhosted photo backup solution: folders vs albums?

I need to put some order with the photos I take and I receive with my android phone. Just now I use Nextcloud sync client to upload and Photo/Memories Nextcloud Apps to manage photos.

However, I am not very happy with this setup because of the lack of one Android Application for photos and, thus, the photo gallery of my phone is totally different to the Photo/Memories timeline. And photos are not deleted from my mobile phone when I delete them in Photo/Memories. Which selfhosted photo manager do you think is better to backup and manage photos in sync with the phone?

A second question, is it better to manage the photo gallery with a folder structure or with the album functionality of the Photo application? Which is the best interoperable solution? If I use albums in Memories then I can export those albums to Immich, Librephotos... ? Or I would have to create all the albums again after the export?

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62

shell.nix to run scripts?

I have a personal source project I created a shell.nix file for. However, in the project I have also scripts I want to execute periodically non-interactively. Could I use the nix-shell shebang pointing to shell.nix file in order to have the same programs when I use nix-shell interactively and when I launch the scripts?

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4
plaintextaccounting·Plain Text Accountingbyzako

[meta] Mod applications for the community

I just created the community but I lack of experience moderating other communities. So, I think it would be advisable to have more moderators, perhaps, two or three additional moderators.

Please apply to mod rights with a comment to this post and let's allow the people to upvote applications. It would be specially interesting to apply for mod rights:

  • people who leads projects of the PTA universe (software projects, web pages...)
  • people who has experience moderating other communities.

Regards!

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3
plaintextaccounting·Plain Text Accountingbyzako

Welcome to [email protected]!

Welcome to Plain Text Accounting (PTA) community in Lemmy! A community to talk, ask and learn about accounting with tools like ledger-cli, hledger and beancount.

I am /u/zakozazz at Reddit now /u/zako at Lemmy. This community issues from discussions (1, 2) in the PTA subreddit due to the limitations of Reddit so that third party applications can use the API.

Please feel free to take part in this community!

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