SailfishOS is fully functional and usable if you do not need any playstore-only apps. Even then they have now implemented microg in v5.0

A couple of low level bank workers went to jail, not any of those actually responsible. Iceland has also had a financial crisis regularly, so I don't know about fine. Sometimes its better to be part of something bigger, like NATO or the EU.

You could check out Mikrotik. Latvian company. It takes a bit of work to understand though from my experience. Their routers are very good though.

I once had a Roundcube setup just to access gmail IMAP. It worked great and I did not have to get google tracking cookie.

I see by the votes of OPs post that this will be an unpopular opinion. I think everything he listed up sounds like the right way to go. I dont know about the rowanda part though.

Have you checked out Buypass? Norwegian alternative to Let's Encrypt. I have been meaning to try it, should be drop in replacement for LE witch acme.

Edit: Here is a link https://european-alternatives.eu/product/buypass-go-ssl

I've been using it lately, I like it very much. They use iTunes as search provider by default.

Same here, was a pleasant surprise that they are Ukrainian