If I had a say, I would vote to defederate from Threads. In the past, I would tend to lurk around social media sites instead of contributing all that much. I never really posted to Reddit, but my recent experience seeing how large corporations can ruin a good thing in pursuit of profits has caused me to loose trust in these kinds of entities. I do not trust Zuckerberg. I do not trust Meta. If there is no defedration, my plan would be to migrate to an instance that blocks Threads.

I have ~20k in federal student loans for a graduate program I completed last summer. I applied for Biden’s student loan forgiveness plan and was eligible to receive 10k. I had saved and allotted 10k in a HYSA over the last couple of months, so that when 10k was forgiven, I could pay off the remaining 10k.

I was feeling less confident that the Supreme Court would allow for Biden’s plan to go through, so I sold some personal investments to make up the remaining 10k difference myself before their decision. It’ll all sit in a HYSA until I plan to pay it in full in September.

I do not think that the factors of - rate of inflation, savings interest rates, loan interest rates, and taxes paid on savings interest - allow for holding onto the loans to make financial sense in my case.