I'm using the good ol' Excel spreadsheet to track expenses, income, NW, etc. Are there any other tools or apps that you guys found useful?

Also shoutout to my fellow spreadsheet power users 😎

FYI!!! In case you start getting re-directed to porn sites.

Maybe the admin got hacked?

edit: lemmy.blahaj.zone has also been hacked. beehaw.org is also down, possibly intentionally by their admins until the issue is fixed.

Post discussing the point of vulnerability: https://lemmy.ml/post/1896249

Github Issue created here: https://github.com/LemmyNet/lemmy-ui/issues/1895

This is the place to chill while /r/CompetitiveOverwatch is under protest for Reddit's API changes. Feel free to post whatever you want.

cross-posted from: https://lemmy.ml/post/1161162

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Glossary

This is a growing list of commonly used terms in our community. Please suggest more terms not listed here!

Boglehead = A follower of John C. Bogle's financial philosophies and investing strategies.

COL = Cost of Living

LCOL/MCOL/HCOL/VHCOL = Low/Med/High/VeryHigh Cost of Living

DCA = Dollar Cost Averaging; the strategy of investing money into the market over many regular intervals of time (as opposed to lump sum investing).

DINK = Double Income No Kids

FI = Financial Independence; the ability to live off savings and pay living expenses without needing to be employed.

FIRE = Financial Independence & Retire Early

Coast FIRE = having enough money already invested so that it is not necessary to invest more to achieve FI at the desired retirement age.

Barista FIRE = having enough money to retire at the desired retirement age and also getting a part-time job for additional income and health insurance.

Lean FIRE = achieving FIRE without having much safety nets for luxuries/children/major health costs during retirement, usually only spending on necessities such as housing, food, and transportation.

Fat FIRE = achieving FIRE with the ability to cover unexpected expenses during retirement while living in equal or greater lifestyle as before retirement.

HENRY = High Earner, Not Rich Yet

HYSA = High Yield Savings Account

NW = Net Worth

PITI = Principal + Interest + Taxes + Insurance

PMI = Private Mortgage Insurance

SWR = Safe Withdrawal Rate

My city is full of these Cloverleaf interchanges where cars exiting the freeway are merging into high speed traffic.

So I get to pedal down this road and get sandwiched between buses/trucks on the left and merging cars on the right. Legitimately the worst part of my commute where I might actually die. Fun!

Hello and welcome! (So do you guys like telescopes?)

Hi all, I wanted to create this community for those interested in the FIRE movement to share their experiences.

A few years ago, I started tracking my net worth and increasing my savings to hopefully even have a chance to retire, and now want to push further to achieving financial independence and MAYBE HOPEFULLY retire a few years earlier as well.

Anyone else in a similar situation? How has the journey been for you so far?

Is this community the new /r/onebag?

TLDW: pick up an 8 inch Dobsonian

This seems like a no brainer for creating cities for any other country that is not the US, but I hope CS2 has vanilla mixed zoning buildings. Really want to create some nice cities from my home country without modding the game to death!

A general guide to your personal finance.