Spyke
lemmy.org

just started investing on ETF's at age 31.

is it a good idea?

2

Yes! Just keep consistent and ignore any market swings. This is a marathon.

*When I started investing, I was in the red for the first 6 months. It was nerve wracking and I definitely questioned it, but I stuck with my plan and you can see from my post below how well that's worked out so far.

1
lemmy.world

Spreadsheet day! If you asked me how the market was this past month, I would've thought we were down. Instead I'm up >3% month over month. I also crossed into the 2 comma club in terms of net worth. This is why I track monthly.

1

Congrats on crossing $1M net worth. The first is the most satisfying and worthy of celebrateion, but you can't tell anyone in your real life. So from a stranger on the internet, well done and onward to the next.

I also track my net worth monthly in Excel with a Google Sheet for my portfolio due to the free ticker formula. My portfolio returned 2.4% last month, but i'm likely a bit more conservatively invested than you as I'm worried about current valuations.

2

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Weekly Discussion: 29 September 2025 | Spyke