Spyke

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Student loans in default to be referred to debt collection, Education Department says

Currently, roughly 5.3 million borrowers are in default on their federal student loans.

The Trump administration ’s announcement marks an end to a period of leniency that began during the COVID-19 pandemic. No federal student loans have been referred for collection since March 2020, including those in default. Under President Joe Biden, the Education Department tried multiple times to forgive millions of people’s student loans, only to be stopped by courts.

“American taxpayers will no longer be forced to serve as collateral for irresponsible student loan policies,” Education Secretary Linda McMahon said.

Student loans in default to be referred to debt collection, Education Department sayshttps://apnews.com/article/student-loan-debt-default-collection-fa6498bf519e0d50f2cd80166faef32aOpen linkView original on sh.itjust.works
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34 replies

fedia.io

Under President Joe Biden, the Education Department tried multiple times to forgive millions of people’s student loans, only to be stopped by courts.

Both sides, something something.

“American taxpayers will no longer be forced to serve as collateral for irresponsible student loan policies,” Education Secretary Linda McMahon said.

You're hurting a large number of those taxpayers by doing this. This is akin to looking for budget cuts by going after who has the smallest amount of funding like NASA and the Arts.

Plus, some countries actually consider investing in their students to improve their overall society. They don't try to make profit off of them while minimizing who can get an education. I think our goals in the US are a bit messed up.

74

Savor your knee caps while you can. I'm guessing the current administration behave like the mob

32
lemmy.sdf.org

Ah yes, we need money so let's go after the poor. Surely they'll have money we can take. Urgh /s

29

They should do that to the auto industry and the banking industry as well, if they are doing it for the student industry.

27
programming.dev

“American taxpayers will no longer be forced to serve as collateral for irresponsible student loan policies,” Education Secretary Linda McMahon said.

You do realize that the people in default are taxpayers, and this is going to make it worse for them and other taxpayers, right? McMahon is such an idiot.

26

Not just that, but the government makes money off of student loans.

Government backed student loans should either charge interest or be exempt from bankruptcy, not both!

16

My favorite is that we'll still be collateral for irresponsible banks, politicians, tech bros, and war/genocide. But thank God my taxes won't be paying for someone's education. 🙃

4

Gee, I wonder who stands to profit by sending taxpayer-funded debt collectors after people with no money?

Just take the slush money quietly and leave us alone.

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lemmy.world

Good luck with that. Lol can't get blood from a stone. Once it goes to collection can it be cleared by bankruptcy? Since collections are now holding the loan?

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To successfully have both private and federal student loans discharged in bankruptcy, you must show that repaying the loans causes an “undue hardship” on you and your dependents. That’s a tougher standard than those who file for bankruptcy must show to discharge credit card debt, personal loans or past-due utility bills. In many cases, however, it’s worthwhile to try to show you meet this standard if you have a case for it.

There are alternatives to bankruptcy if your loan payments are unaffordable, and since bankruptcy has serious consequences for your credit and financial life, look into those first. If bankruptcy is the right choice for you, here’s how it can wipe out or reduce student loan debt. Source

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The American taxpayers should only serve as collateral for massive multinational corporations, obviously. Not the private citizens working to create better lives for themselves and others.

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infosec.pub

5.3 million borrowers

My gosh that's a lot of people. I didn't realize it was so many.

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Paddzrreply
lemmy.world

I expected the number to be much much higher.

We have had a culture of "no degree, no job" for 3 decades now.

I'm not forcing my child go to Uni unless he's sure he wants to.

13

5.3 is the number in default, there are a lot more with student debt in general (online resources say around 42 million).

I also think the article mentions there are millions more at risk of being in debt, but that's a whole other can of worms cause (as is the case with Trump and Republicans) communication about loan repayment is unclear.

6

5.3M probably on federal loan. But way more on Private-like Sallie Mae.

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lemmy.world

Tough. Honestly every one should tell them to fuck off until trump and crew are gone. No cash to the feds. Not a dime.

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lemm.ee

The feds are going to be intercepting tax refunds and garnishing wages. Collections isn't voluntary. This is going to crash the economy

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thedruidreply
lemmy.world

thats why cash is better than digital currency. everyone willingly gave everything to them.

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lemm.ee

Do you really think your employer would have not sent the cash when they got that certified letter of garnishment just because they were handling cash instead of direct deposit?

This shit is not new

2

"You want to try to better your life, but the market demands for employment fluctuate? Go fuck yourself. Either be a psychic and be 100% certain your job is guaranteed or keep being poor, we don't do help here in America. We take, we don't give."

-GOP

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  • Illegal immigrants
  • immigrants
  • minorities
  • students
  • women?
  • atheists?
  • stable income workers? (They are getting money which is infuriating)
  • gig workers? (They are also getting money?? Why isn't everyone a slave volunteering)
  • anybody but them?
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It's a good thing the entire system hasn't been a complete dumpster fire for the last few years. I'm sure Mohela got it figured out by now.

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Complete bullshit spin on what the Biden Administration actually did.

What they actually did was take ALL Federal loans and make them current. Including loans from 20+ years ago that had already been discharged by the schools, and fallen off of credit reports. Meaning the school themselves no long had any control over the loans, which then had ALL the years' interest tacked on as they were handed over to the DOE's third party companies (ie debt collectors), like ECSI. Eg, a $3,000 Pell grant now had nearly $3,000 in interest too. In many cases, these were loans that borrowers may not have been aware of, since the school was not contacting the loan recipient whatsoever, for over a decade, or more.

In other words, Biden dropped a huge pile of shit into people's laps and then tried to grandstand his miniscule efforts were easily blocked by a complicit judiciary and GOP.

Democrats are Controlled Opposition. Nothing more or less.

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You reached the end