Invoicing my insurance company for non-medical things
The CanadaLife insurance company owes me over $1000 and I've been disputing them for 2 years now and every dispute has been declined.
I've reported them to the BBB and they've said all they can do is hurt their reputation and can't force them to pay me. I've also reported them to various insurance regulators but my province have told me it's Manitoba's responsibility (where they're based) and they've told me its my province's responsibility.
I don't see myself getting imbursed, so I was wondering if it would be feasible to buy $1000 worth of groceries or something and having the vendor send the invoice to the insurance company? This is probably considered fraud but they won't take me to court knowing they legally owe me money. All the lawyers I've asked have said $1000 isn't enough for the case to be worth it to them which is why I haven't taken THEM to court.
Get medical care: -$1000
Get no reimbursement: +$0
Buy groceries: -$1000
Get reimbursement: +$1000
Final balance: -$1000
Sounds like a lot of (criminal) effort to end up with the same amount of money as if you did nothing.
What? The final balance would be 0. I'm owed $1000. If they pay for $1000 worth of stuff, whether they want to or not, I'll consider the debt settled.
You do you of course, but remember that fraud is a criminal issue not a civil one. Have you tried small claims court? (I assume Canada has one.)
No, I'm still waiting for a response from a free legal advice team