Bike insurance and registry
Hi, I’m purchasing a $2K ebike, and was wondering if you all here have any recommendations on bike insurance and registry. I found Bike Insure for the former and Property Vault for the latter. What do you think of these two? Any help would be much appreciated!!
6 replies
I've previously used Bikesure who seemed ok.
If you have contents insurance, have a look into the PDS. Some insurers will cover it, but not while riding, while a number of others will cover it including while riding, as long as you're not participating in races.
Covering it under contents insurance is likely much cheaper than specialist bike insurers.
Thanks, I’ll look into Bikesure. I don’t have contents insurance, maybe I should look into that as well!
I have mine on the contents insurance. I've itemized the bike, DSLR, iPad, phone and laptop. I'm insured for $5k of stuff on my person away from home. I think I'm covered for a smaller amount (around $2k?) of stuff not listed above.
It was a little extra, but not an obscene amount.
There's no harm in recording your serial number and reporting it to any register available. Check with your local police to see if they have something they encourage. For example, here in Brisbane there's the West End Serial Hub run by QPS.
I just checked and Victoria Police recommends Property Vault for registering bikes. Thanks for your suggestion!
I've thought about it but I have a sneaking suspicion an insurer would reject/complicate a claim based on details of compliance of the ebike to local regulations.