the hack contains “33 terabytes of juicy banking information containing Americans’ banking secrets.”

Smells like BS. The Federal Reserve doesn't maintain bank records for individual Americans.

“You better hire another negotiator within 48 hours, and fire this clinical idiot who values Americans’ bank secrecy at $50,000,” the LockBit post said

My friend, you don't want the Federal Reserve to be mad at you. They're offering a low price because the alternative is that you spend 20 years in a federal prison.

You're lucky they're embarrassed about the hack. I'm surprised they're offering anything besides, "Turn yourself in and we won't yank you out of your house in Bulgaria in the middle of the night".

Someone needs to find these assholes and lock them up in the federal reserve!